The USAA Bank credit card offers competitive interest rates, no annual fees, and a variety of rewards programs including cash back and travel rewards. Cardholders also benefit from zero liability for unauthorized transactions, chip technology for added security, and access to USAA's online banking and mobile app for easy account management. This card is designed for military members and their families.

USAA Bank Credit Cards (21)

USAA® Rate Advantage Credit Card

Must be a USAA member, or become a member, to apply. USAA proudly offers membership to current and former military, as well as their spouses and dependents.Intro Offer: Get a 0% intro APR for 15 months on balance transfers and convenience checks that post within 90 days of account opening. After this time, the variable regular APR of 12.15% to 29.15% will apply to introductory balances.A fee of 5% of the amount of each balance transfer, cash advance and convenience check applies.Take advantage of USAA's lowest interest rate card, whether you’re making a purchase or transferring a balance.Pay less in interest if you carry a balance from month to month.Enjoy the same low variable regular APR on purchases, balance transfers, and cash advances.No annual fee.No foreign transaction fees.See Rates and Fees for details.
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Preferred Cash Rewards Visa Signature® Card

The Preferred Cash Rewards Visa Signature® Card offers cash back rewards on everyday purchases, including 3% back on gas and 2% back on groceries. Cardholders also earn 1% back on all other purchases. The card comes with no annual fee and includes additional benefits such as travel and emergency assistance services. With Visa Signature® perks, cardholders can enjoy exclusive offers and access to special events.
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USAA Disabled American Veterans Rewards™ Visa Signature Card

The USAA Disabled American Veterans Rewards™ Visa Signature Card helps support veterans and their quality of life. Earn 2,500 Bonus Points after your first purchase and 1 point for every $1 spent. Redeem points for 1% cash back, travel, gift cards, merchandise, or donate to military affiliate groups. There are no redemption fees, caps, or expiration dates on points, and no foreign transaction fees when traveling abroad. Access rewards anytime on usaa.com or your mobile phone.
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USAA® Secured Card American Express® Card

The USAA® Secured Card American Express® Card is a credit card designed for individuals looking to build or repair their credit. Key features include the ability to secure a credit limit with a deposit, no annual fee, and access to USAA's online banking tools. Cardholders can also earn rewards on eligible purchases and benefit from travel and shopping protections. This card is a strong option for those looking to establish or rebuild their credit history.
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USAA® Rewards™ Visa Signature® Card

The USAA Rewards Visa Signature Card offers 2 points for every dollar spent on gas and dining, and 1 point for every dollar spent on all other purchases. There are no annual fees, no foreign transaction fees, and a competitive APR for qualifying members. Cardholders can redeem points for cash, travel, gift cards, and merchandise. Additionally, the card offers travel and retail protection benefits.
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USAA® Rate Advantage Visa Platinum® Card

The USAA Rate Advantage Visa Platinum Card is a no-frills credit card with a low variable APR, no annual fee, and no penalty APR. It also offers perks such as travel and emergency assistance services, extended warranty protection, and collision damage waiver coverage for rental cars. This card is ideal for those looking for a simple, low-interest credit card with basic benefits.
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USAA® Preferred Cash Rewards Visa Signature® Card

The USAA® Preferred Cash Rewards Visa Signature® Card offers cash back rewards on every purchase with no annual fee. Cardholders can earn unlimited 1.5% cash back on all purchases with no category restrictions. The card also includes benefits such as travel and emergency assistance services, extended warranty protection, and mobile phone protection. Additionally, it has a competitive APR for those who qualify.
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USAA® Cashback Rewards Plus American Express® Card

The USAA® Cashback Rewards Plus American Express® Card offers cardholders the opportunity to earn cash back on everyday purchases. With no annual fee and a competitive APR, this card also provides added benefits such as extended warranties and travel accident insurance. Cardholders can also enjoy access to USAA's top-rated customer service and mobile banking features.
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USAA® Secured Card Visa Platinum® Card

The USAA® Secured Card Visa Platinum® Card is designed for individuals looking to build or repair their credit. Key features include a low annual fee, a variable APR on purchases, and the ability to secure your credit line with a deposit. This card also offers benefits such as travel and retail protections, and access to online tools and resources for managing your credit.
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USAA® Secured American Express® Card

Best for members rebuilding or establishing credit.It's not a debit or prepaid card.Determine your own credit limit ($250 to $5,000) with a security deposit.USAA membership is available to active and former military and their eligible family members.Travel Benefits: Auto Rental Coverage, Travel Accident Insurance, Trip Cancellation and Interruption Coverage, Baggage Delay and Reimbursement.To apply for the card, an existing checking or savings account with USAA Federal Savings Bank is required and it must have a minimum balance of $250.
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What Type of Credit Card is Best?

Choosing the best credit card isn't a one-size-fits-all scenario. Each card serves a unique purpose – some for spending, others for borrowing, travel, rewards, and more. To navigate this financial landscape, answer a few key questions to find the perfect card tailored to your specific needs. Let's unravel the credit card puzzle and discover how you can save by having the right card for the right purpose. The best credit card for you depends why you need it:

Cut interest with a balance transfer card

Get points/cash on a reward credit card

And there are others too... our 'how do credit cards work' guide takes you through all the options.

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