USAA® Secured American Express® Card

Issued by USAA Bank

Annual Fee $0
Regular APR 28.15% (V)
Open-loop card or Close-loop card

Additional Information

Balance Transfer Fee 3% for the first 15 months, 4% at a promo APR that Capital One may offer you at any other time0% for 15 months
Purchase Intro APR
Transfer Intro APR 0% for 15 months
Late Payment Fee
Returned Payment Fee
Cash Advance Rate
Cash Advance Fee
Foreign Transaction Fee
Smart Chip Yes, chip-and-PIN

Sign-up Bonus

None

Rewards

N/A

Application Requirements

Minimum Credit Score Fair, Limited History, Bad
Minimum Age 18 years old

Credit Score

Excellent Credit 18 years old
Good Credit 700 — 749
Fair Credit 640 — 699
Bad Credit 300 — 639
Limited Credit Less than 3 years of credit history

How To Apply for Target USAA® Secured American Express® Card

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

Apply Now

Who Should Apply for USAA® Secured American Express® Card

Individuals with limited or no credit history

Those looking to rebuild or establish credit

Members of the military, veterans, and their families

Those who are already members of USAA and are looking for a secured credit card option

Where Can You Use for USAA® Secured American Express® Card

The USAA® Secured American Express® Card Credit Card can be used at any merchant that accepts American Express cards

It can be used for purchases online, in

store, and over the phone

The card can also be used for cash advances at ATMs that accept American Express cards

It can be used for recurring bill payments and subscriptions that accept American Express cards

More Secured Credit Card

View more

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What Type of Credit Card is Best?

Choosing the best credit card isn't a one-size-fits-all scenario. Each card serves a unique purpose – some for spending, others for borrowing, travel, rewards, and more. To navigate this financial landscape, answer a few key questions to find the perfect card tailored to your specific needs. Let's unravel the credit card puzzle and discover how you can save by having the right card for the right purpose. The best credit card for you depends why you need it:

Cut interest with a balance transfer card

Get points/cash on a reward credit card

And there are others too... our 'how do credit cards work' guide takes you through all the options.

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