Applied Bank® Secured Visa® Gold Preferred® Credit Card

Annual Fee $48
Regular APR $48
Open-loop card or Close-loop card 9.99%

Additional Information

Balance Transfer Fee N/A
Purchase Intro APR 3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*0% for 15 months
Transfer Intro APR N/A
Late Payment Fee 10.99% for 6 months
Returned Payment Fee 38
Cash Advance Rate 38
Cash Advance Fee 0.0999
Foreign Transaction Fee 0.03
Smart Chip No

Sign-up Bonus

No

Rewards

No Rewards..

Application Requirements

Minimum Credit Score Bad
Minimum Age 18 years old

Credit Score

Excellent Credit 18 years old
Good Credit 700 — 749
Fair Credit 640 — 699
Bad Credit 300 — 639
Limited Credit Less than 3 years of credit history

How To Apply for Target Applied Bank® Secured Visa® Gold Preferred® Credit Card

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

Apply Now

Who Should Apply for Applied Bank® Secured Visa® Gold Preferred® Credit Card

Individuals who have a poor or limited credit history and are looking to build or rebuild their credit

Those who want the convenience of a credit card but are unable to qualify for an unsecured card

Consumers who are looking for a secured credit card with a low annual fee and competitive interest rates

Anyone who wants to take advantage of a credit card that reports to all three major credit bureaus to help improve their credit score

Where Can You Use for Applied Bank® Secured Visa® Gold Preferred® Credit Card

The Applied Bank® Secured Visa® Gold Preferred® Credit Card Credit Card can be used at any merchant or retailer that accepts Visa credit cards

It can be used for online purchases, including shopping on websites and making online bill payments

The card can also be used for in

person transactions at stores, restaurants, and other businesses that accept Visa payments

The card can be used for withdrawing cash at ATMs that accept Visa cards, although cash advance fees may apply

It can be used for making hotel or rental car reservations, as well as for other travel

related expenses

More Secured Credit Card

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What Type of Credit Card is Best?

Choosing the best credit card isn't a one-size-fits-all scenario. Each card serves a unique purpose – some for spending, others for borrowing, travel, rewards, and more. To navigate this financial landscape, answer a few key questions to find the perfect card tailored to your specific needs. Let's unravel the credit card puzzle and discover how you can save by having the right card for the right purpose. The best credit card for you depends why you need it:

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