BankAmericard® Secured

Issued by Bank of America

Annual Fee $39
Regular APR 22.24%
Open-loop card or Close-loop card

Additional Information

Balance Transfer Fee 3%
Purchase Intro APR N/A
Transfer Intro APR N/A
Late Payment Fee N/A
Returned Payment Fee N/A
Cash Advance Rate N/A
Cash Advance Fee N/A
Foreign Transaction Fee N/A
Smart Chip N/A

Sign-up Bonus

No Sign-Up Bonus.

Rewards

No Rewards..

Application Requirements

Minimum Credit Score Fair
Minimum Age 18 years old

Credit Score

Excellent Credit 18 years old
Good Credit 700 — 749
Fair Credit 640 — 699
Bad Credit 300 — 639
Limited Credit Less than 3 years of credit history

How To Apply for Target BankAmericard® Secured

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

Apply Now

Who Should Apply for BankAmericard® Secured

Individuals with limited or no credit history

Those looking to establish or rebuild their credit

Consumers who want to use a secured credit card to make purchases and build credit history

Applicants who are willing to provide a security deposit to open a credit card account

Where Can You Use for BankAmericard® Secured

The BankAmericard® Secured Credit Card can be used at any merchant that accepts credit card payments, both online and in

person.

It can be used for everyday purchases such as groceries, gas, dining out, and shopping.

The card can also be used for paying bills and making online purchases.

More Secured Credit Card

View more

About Cards Pick

Welcome to Cards-Pick – where finding Your Perfect Card is a seamless journey. No financial path is straight; it's an odyssey of twists, turns, and detours. At our hub, we simplify the credit card quest. Let us be your trusted guide, ensuring each click leads to financial fulfillment. Your Perfect Card is waiting – start your journey to prosperity with us!

What Type of Credit Card is Best?

Choosing the best credit card isn't a one-size-fits-all scenario. Each card serves a unique purpose – some for spending, others for borrowing, travel, rewards, and more. To navigate this financial landscape, answer a few key questions to find the perfect card tailored to your specific needs. Let's unravel the credit card puzzle and discover how you can save by having the right card for the right purpose. The best credit card for you depends why you need it:

Cut interest with a balance transfer card

Get points/cash on a reward credit card

And there are others too... our 'how do credit cards work' guide takes you through all the options.

See all credit card types