Best Reward Credit Cards

Rewards credit cards provide a means for extracting value from your credit card spending, offering points, miles, or cash back for your purchases. Earning rewards is as simple as selecting the appropriate card, comprehending the rewards program, and using the card for everyday expenses. Terms and conditions apply.

Best Reward Credit Cards List

IHG® Rewards Club Traveler Credit Card

The IHG® Rewards Club Traveler Credit Card offers exclusive perks for frequent travelers, including 15X points per $1 spent at IHG properties, 2X points per $1 spent at gas stations, grocery stores, and restaurants, and 1X point per $1 spent on all other purchases. Cardholders also enjoy automatic Silver Elite status, no foreign transaction fees, and a 20% discount when purchasing points.
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British Airways Visa Signature® Card

Earn 50,000 bonus Avios after spending $3,000 on purchases within the first 3 months, and an additional 25,000 bonus Avios after spending $10,000 within the first year. Spend $20,000 total in the first year to earn a total of 100,000 bonus Avios. Every calendar year, earn a Travel Together Ticket after making $30,000 in purchases. Plus, get 3 Avios for every $1 spent on British Airways purchases and 1 Avios for every $1 spent on all other purchases. No foreign transaction fees and chip technology for international travel.
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Blue Delta SkyMiles® Credit Card from American Express

The Blue Delta SkyMiles® Credit Card from American Express allows you to earn miles at a high rate without an annual fee. However, there are more flexible travel cards and even some cash back cards that offer more valuable rewards. Consider your options before choosing this airline card.
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Chase Freedom Unlimited® credit card

The Chase Freedom Unlimited® credit card offers unlimited 1.5% cash back on all purchases without any annual fee. Cardholders can earn a $200 bonus after spending $500 on purchases in the first 3 months. Additionally, it provides 0% intro APR for 15 months on purchases and balance transfers. The card also includes fraud protection and purchase protection benefits.
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The Platinum Card® from American Express

$695 annual fee.This American Express Card has no preset spending limit, giving you purchasing power that adjusts with your use of the card. No preset spending limit does not mean unlimited spending. Your purchases are approved based on a variety of factors including spending patterns, your payment history, your credit history, and financial resources known to us.
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The Blue Business℠ Plus Credit Card from American Express

Earn 2X points on everyday business purchases like office supplies or client dinners, up to $50,000 in purchases per year, then 1 point per dollar. You can also put more purchases on the Card and earn rewards above your credit limit. Enjoy a 0.0% intro APR on purchases and balance transfers for 15 months, then a variable rate. No Annual Fee. Terms Apply. View Rates and Fees.
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Blue Cash Everyday® Card from American Express

No Annual Fee.Balance Transfer is back! Enjoy 0% intro APR on purchases and balance transfers for 15 months from the date of account opening. After that, 19.24% to 29.99% variable APR.
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Discover it® Cash Back

Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It’s free, activate with the mobile app.Get a 0% intro APR for 15 months on purchases. Then 17.24% to 28.24% Standard Variable Purchase APR applies, based on credit worthiness.No annual fee.Terms and conditions apply.
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Chase Sapphire Preferred® Card

Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.Member FDIC
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U.S. Bank Altitude Reserve Visa Infinite® Card

The U.S. Bank Altitude Reserve Visa Infinite® Card is a premium travel rewards credit card. Key features include 3X points on mobile wallet purchases, a $325 annual travel credit, Priority Pass™ Select membership, and a Global Entry or TSA Pre✓® fee credit. Cardholders also enjoy 12 complimentary Gogo® Inflight Wi-Fi passes per year and a suite of travel insurance and protection benefits.
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Top Cards We Selected For Your

Blue Delta SkyMiles® Credit Card from American Express

Blue Delta SkyMiles® Credit Card from American Express

Chase Freedom Unlimited® credit card

Chase Freedom Unlimited® credit card

The Platinum Card® from American Express

The Platinum Card® from American Express

Discover it® Cash Back

Discover it® Cash Back

Annual fee N/A No Annual Fee $695 $0
Regular APR 17.74%-26.74% (Variable) 16.99%-25.74% (Variable) $695 $0
Purchase Intro APR Not Offered 0% for15 months 3% for the first 15 months, 4% at a promo APR that Capital One may offer you at any other time0% for 15 months 3% for the first 15 months, 4% at a promo APR that Capital One may offer you at any other time0% for 15 months
Transfer Intro APR Not Offered 0% for15 months Not Offered 0% for 15 months
Late Payment Fee $38 See Terms 0% for 15 months 0% for 15 months
Returned Payment Fee Up to $38 Up to $37 38 37
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What Type of Credit Card is Best?

Choosing the best credit card isn't a one-size-fits-all scenario. Each card serves a unique purpose – some for spending, others for borrowing, travel, rewards, and more. To navigate this financial landscape, answer a few key questions to find the perfect card tailored to your specific needs. Let's unravel the credit card puzzle and discover how you can save by having the right card for the right purpose. The best credit card for you depends why you need it:

Cut interest with a balance transfer card

Get points/cash on a reward credit card

And there are others too... our 'how do credit cards work' guide takes you through all the options.

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