Chase Sapphire Preferred® Card

Issued by Chase

Annual Fee $95
Regular APR $95
Open-loop card or Close-loop card 21.49% - 28.49% (V)

Additional Information

Balance Transfer Fee N/A
Purchase Intro APR 3% for the first 15 months, 4% at a promo APR that Capital One may offer you at any other time0% for 15 months
Transfer Intro APR Not Offered
Late Payment Fee 0% for 15 months
Returned Payment Fee N/A
Cash Advance Rate N/A
Cash Advance Fee N/A
Foreign Transaction Fee N/A
Smart Chip N/A

Sign-up Bonus

60,000 points

Rewards

  • Rewards Rate: 1 - 5 points / $1
  • Rewards Detail: Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®.Enjoy benefits such as 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, and $50 annual Ultimate Rewards Hotel Credit, plus more.Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel.Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.
  • Application Requirements

    Minimum Credit Score Excellent, Good
    Minimum Age N/A

    Credit Score

    Excellent Credit N/A
    Good Credit 700 — 749
    Fair Credit 640 — 699
    Bad Credit 300 — 639
    Limited Credit Less than 3 years of credit history

    How To Apply for Target Chase Sapphire Preferred® Card

    1. Click the "Apply" button below!
    2. Fill out the application with your personal and financial information.
    3. Verify and submit your application.

    Apply Now

    Who Should Apply for Chase Sapphire Preferred® Card

    Individuals who have a good to excellent credit score

    People who frequently travel and dine out

    Those who want to earn generous rewards on travel and dining purchases

    Individuals who are looking for a flexible rewards program with the ability to transfer points to various travel partners

    Those who want access to premium travel benefits and services, such as trip cancellation/interruption insurance and rental car insurance

    Where Can You Use for Chase Sapphire Preferred® Card

    The Chase Sapphire Preferred® Card Credit Card can be used for making purchases at millions of locations worldwide that accept Visa

    It can be used for booking travel, including flights, hotels, and rental cars

    The card can also be used for dining and entertainment expenses, earning bonus points for these categories

    Online purchases and bill payments can be made using the card

    The Chase Sapphire Preferred® Card Credit Card can also be used for cash advances at ATMs, although this may incur additional fees and interest charges

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