Southwest Rapid Rewards® Plus Credit Card

Issued by Chase

Annual Fee $69
Regular APR $69
Open-loop card or Close-loop card 21.49% - 28.49% (V)

Additional Information

Balance Transfer Fee Either $5 or 5% of the amount of each transfer, whichever is greater.
Purchase Intro APR 3% for the first 15 months, 4% at a promo APR that Capital One may offer you at any other time0% for 15 months
Transfer Intro APR Not Offered
Late Payment Fee 0% for 15 months
Returned Payment Fee N/A
Cash Advance Rate See Terms*
Cash Advance Fee N/A
Foreign Transaction Fee 3% of each transaction in U.S. dollars.
Smart Chip N/A

Sign-up Bonus

Companion Pass + 30,000 points

Rewards

  • Rewards Rate: 1 - 2 points / $1
  • Rewards Detail: Limited-time offer: earn Companion Pass® good through 2/28/25 plus 30,000 points after you spend $4,000 on purchases in the first 3 months from account opening3,000 anniversary points each year.Earn 2X points on Southwest® purchases.Earn 2X points on local transit and commuting, including rideshare.Earn 2X points on internet, cable, and phone services; select streaming.2 EarlyBird Check-In® each year.Earn 1 point for every $1 spent on all other purchases.
  • Application Requirements

    Minimum Credit Score Excellent, Good
    Minimum Age 18 years old

    Credit Score

    Excellent Credit 18 years old
    Good Credit 700 — 749
    Fair Credit 640 — 699
    Bad Credit 300 — 639
    Limited Credit Less than 3 years of credit history

    How To Apply for Target Southwest Rapid Rewards® Plus Credit Card

    1. Click the "Apply" button below!
    2. Fill out the application with your personal and financial information.
    3. Verify and submit your application.

    Apply Now

    Who Should Apply for Southwest Rapid Rewards® Plus Credit Card

    Individuals who frequently fly with Southwest Airlines and want to earn rewards on their flights

    People who want to earn 2 points per $1 spent on Southwest Airlines purchases and Rapid Rewards hotel and car rental partner purchases

    Those who want to earn 1 point per $1 spent on all other purchases

    Individuals who want to receive 3,000 bonus points after their Cardmember anniversary

    People who want to have access to exclusive benefits and perks such as no foreign transaction fees and no blackout dates on flights

    Those who are interested in a credit card with a low annual fee

    Where Can You Use for Southwest Rapid Rewards® Plus Credit Card

    You can use the Southwest Rapid Rewards Plus Credit Card to earn points on everyday purchases such as groceries, gas, dining, and more.

    Use the card for booking Southwest Airlines flights and earn 2 points for every $1 spent on Southwest Airlines purchases.

    Take advantage of the card's benefits when traveling, including no foreign transaction fees and a 3,000

    point anniversary bonus each year.

    Use the card for everyday expenses and bills to accumulate points for future travel rewards.

    More Travel Credit Card

    View more

    About Cards Pick

    Welcome to Cards-Pick – where finding Your Perfect Card is a seamless journey. No financial path is straight; it's an odyssey of twists, turns, and detours. At our hub, we simplify the credit card quest. Let us be your trusted guide, ensuring each click leads to financial fulfillment. Your Perfect Card is waiting – start your journey to prosperity with us!

    What Type of Credit Card is Best?

    Choosing the best credit card isn't a one-size-fits-all scenario. Each card serves a unique purpose – some for spending, others for borrowing, travel, rewards, and more. To navigate this financial landscape, answer a few key questions to find the perfect card tailored to your specific needs. Let's unravel the credit card puzzle and discover how you can save by having the right card for the right purpose. The best credit card for you depends why you need it:

    Cut interest with a balance transfer card

    Get points/cash on a reward credit card

    And there are others too... our 'how do credit cards work' guide takes you through all the options.

    See all credit card types