Sam's Club® MasterCard®

Issued by Synchrony Bank

Annual Fee No Annual Fee
Regular APR 16.65%-24.65% (Variable)
Open-loop card or Close-loop card Open-loop Card

Additional Information

Balance Transfer Fee N/A
Purchase Intro APR N/A
Transfer Intro APR 14.90% - 22.90%
Late Payment Fee Up to $38
Returned Payment Fee N/A
Cash Advance Rate $5 or 3% of the amount of each cash advance (whichever is greater)
Cash Advance Fee 24.15% (Variable) (account type 1) 27.15% (Variable) (account type 2)
Foreign Transaction Fee N/A
Smart Chip N/A

Sign-up Bonus

None

Rewards

No Rewards..

Application Requirements

Minimum Credit Score Fair
Minimum Age 18 years old

Credit Score

Excellent Credit 18 years old
Good Credit 700 — 749
Fair Credit 640 — 699
Bad Credit 300 — 639
Limited Credit Less than 3 years of credit history

How To Apply for Target Sam's Club® MasterCard®

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

Apply Now

Who Should Apply for Sam's Club® MasterCard®

Individuals who are frequent shoppers at Sam's Club and want to maximize their savings and rewards

Consumers who are looking for a credit card with no annual fee

People who want to earn cash back on everyday purchases, including gas, dining, and travel

Those who are interested in a credit card with flexible payment options and special financing offers at Sam's Club

Where Can You Use for Sam's Club® MasterCard®

You can use the Sam's Club MasterCard Credit Card at any Sam's Club location for in

store purchases.

The card can also be used for online purchases at samsclub.com.

Additionally, the Sam's Club MasterCard Credit Card can be used at any other merchant that accepts MasterCard.

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What Type of Credit Card is Best?

Choosing the best credit card isn't a one-size-fits-all scenario. Each card serves a unique purpose – some for spending, others for borrowing, travel, rewards, and more. To navigate this financial landscape, answer a few key questions to find the perfect card tailored to your specific needs. Let's unravel the credit card puzzle and discover how you can save by having the right card for the right purpose. The best credit card for you depends why you need it:

Cut interest with a balance transfer card

Get points/cash on a reward credit card

And there are others too... our 'how do credit cards work' guide takes you through all the options.

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