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Target Credit Card

The Target Credit Card is a store-branded credit card that offers various benefits and rewards for frequent Target shoppers. Key features include a 5% discount on all Target purchases, free shipping on Target.com orders, and an extra 30 days for returns. The card also provides exclusive access to special promotions and events. Additionally, cardholders can manage their account and make payments conveniently through the Target app.

Target Credit Card List

Target REDcard Credit Card

The Target REDcard Credit Card offers a 5% discount on purchases at Target and Target.com, as well as at in-store Starbucks locations, Cartwheel, Target Subscriptions, Specialty gift cards, Top deals, and Clearance. Cardholders also receive free 2-day shipping on hundreds of thousands of items at Target.com, with extended returns for an additional 30 days at Target or Target.com. Some market exclusions may apply.

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What Credit Cards Are Available?(1)

	Target REDcard Credit Card
Annual fee	No Annual Fee
Regular APR	24.65% (Variable)
Purchase Intro APR	Not Offered
Transfer Intro APR	Balance Transfers Not Allowed
Late Payment Fee	$38
Returned Payment Fee	Up to $27
	See Details

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What Type of Credit Card is Best?

Choosing the best credit card isn't a one-size-fits-all scenario. Each card serves a unique purpose – some for spending, others for borrowing, travel, rewards, and more. To navigate this financial landscape, answer a few key questions to find the perfect card tailored to your specific needs. Let's unravel the credit card puzzle and discover how you can save by having the right card for the right purpose. The best credit card for you depends why you need it:

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Target Credit Card