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Best Student Credit Cards

For students, 2024 is the perfect time to begin building credit. Numerous student credit cards offer rewards and welcome offers. Responsible use, such as paying the balance in full every month by the due date, paves the way to a positive credit score.

Best Student Credit Cards List

Discover it® Student chrome

No credit score required to apply.Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It’s free, activate with the mobile app.No annual fee and build your credit with responsible use.0% intro APR on purchases for 6 months, then the standard variable purchase APR of 18.24% - 27.24% applies.Terms and conditions apply.

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Discover it® Student Cash Back

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Bank of America® Travel Rewards for Students

The Bank of America® Travel Rewards for Students is a credit card designed for students who want to earn rewards on their everyday purchases. Key features include earning 1.5 points for every dollar spent, no annual fee, and a 25,000 bonus points offer if you make at least $1,000 in purchases in the first 90 days of account opening. This card also offers flexibility to redeem points for travel, cash back, gift cards, and more.

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Deserve® Edu Mastercard for Students

The Deserve® Edu Mastercard for Students is a credit card designed specifically for students, offering rewards and benefits tailored to their needs. Key features include 1% cash back on all purchases, no annual fee, no SSN required for international students, and access to Amazon Prime Student for one year. With responsible use, students can build their credit history while enjoying rewards and perks.

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Top Cards We Selected For Your

	Discover it® Student chrome	Discover it® Student Cash Back	Bank of America® Travel Rewards for Students	Deserve® Edu Mastercard for Students
Annual fee	$0	$0	N/A	No Annual Fee
Regular APR	$0	$0	16.49%-24.49%	20.24% (Variable)
Purchase Intro APR	3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*0% for 15 months	3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*0% for 15 months	N/A	Not Offered
Transfer Intro APR	0% for 6 months	0% for 6 months	N/A	Balance Transfers Not Allowed
Late Payment Fee	10.99% for 6 months	10.99% for 6 months	Up to $38	$25
Returned Payment Fee	37	37	Up to $27	N/A
	See Details	See Details	See Details	See Details

Top Card Issuers

Capital One

37 Cards

Bank of Guam

4 Cards

North Shore Bank

5 Cards

Comenity Bank

53 Cards

PNC

10 Cards

Bank Mutual

5 Cards

Johnson Bank

5 Cards

Bank of America

29 Cards All Credit Cards Bank >

About Cards Pick

Welcome to Cards-Pick – where finding Your Perfect Card is a seamless journey. No financial path is straight; it's an odyssey of twists, turns, and detours. At our hub, we simplify the credit card quest. Let us be your trusted guide, ensuring each click leads to financial fulfillment. Your Perfect Card is waiting – start your journey to prosperity with us!

What Type of Credit Card is Best?

Choosing the best credit card isn't a one-size-fits-all scenario. Each card serves a unique purpose – some for spending, others for borrowing, travel, rewards, and more. To navigate this financial landscape, answer a few key questions to find the perfect card tailored to your specific needs. Let's unravel the credit card puzzle and discover how you can save by having the right card for the right purpose. The best credit card for you depends why you need it:

Cut interest with a balance transfer card

Get points/cash on a reward credit card

And there are others too... our 'how do credit cards work' guide takes you through all the options.

See all credit card types

Best Student Credit Cards