Home > All Credit Cards > Cash Back > Discover it® Student Cash Back

Discover it® Student Cash Back

Issued by Discover Bank

Annual Fee	$0
Regular APR	$0
Open-loop card or Close-loop card	18.24% - 27.24% Variable

Additional Information

Balance Transfer Fee	N/A
Purchase Intro APR	3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*0% for 15 months
Transfer Intro APR	0% for 6 months
Late Payment Fee	10.99% for 6 months
Returned Payment Fee	37
Cash Advance Rate	Up to $37
Cash Advance Fee	26.99% (Variable)
Foreign Transaction Fee	No Foreign Transaction Fees
Smart Chip	Yes, chip-and-signature

Sign-up Bonus

None

Rewards

Rewards Rate: 1 - 5% Cash Back

Rewards Detail: INTRO OFFER: Unlimited Cashback Match for all new cardmembers – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! So you could turn $50 cash back into $100. Or turn $100 cash back into $200. There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases—automatically.Redeem your rewards for cash at any time.

Application Requirements

Minimum Credit Score	Fair, Limited History
Minimum Age	18 years old

Credit Score

Excellent Credit	18 years old
Good Credit	700 — 749
Fair Credit	640 — 699
Bad Credit	300 — 639
Limited Credit	Less than 3 years of credit history

How To Apply for Target Discover it® Student Cash Back

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

Apply Now

Who Should Apply for Discover it® Student Cash Back

College students or those about to start college

Individuals looking to build credit history

Those who want to earn cash back on their everyday purchases

Students who are responsible with managing their finances and paying their bills on time

Where Can You Use for Discover it® Student Cash Back

The Discover it® Student Cash Back Credit Card can be used at millions of locations worldwide, including retail stores, restaurants, and online merchants that accept Discover credit cards.

This credit card can also be used for cash advances at ATMs that accept Discover cards, providing convenient access to cash when needed.

It can be used for everyday purchases such as groceries, gas, and entertainment expenses, allowing cardholders to earn cash back rewards on their spending.

The Discover it® Student Cash Back Credit Card can also be used for online bill payments, making it easy to manage and track expenses.

More Cash Back Credit Card

Discover it® Cash Back

Discover it® Student Cash Back

Cashback Rewards Plus American Express® Card

Wells Fargo Cash Back CollegeSM Card

CashBack Visa® Card

Freedom Credit Card

Nationwide Credit Card

Town Bank Cash Back American Express Card

Top Card Issuers

Capital One

37 Cards

Bank of Guam

4 Cards

North Shore Bank

5 Cards

Comenity Bank

53 Cards

PNC

10 Cards

Bank Mutual

5 Cards

Johnson Bank

5 Cards

Bank of America

29 Cards All Credit Cards Bank >

About Cards Pick

Welcome to Cards-Pick – where finding Your Perfect Card is a seamless journey. No financial path is straight; it's an odyssey of twists, turns, and detours. At our hub, we simplify the credit card quest. Let us be your trusted guide, ensuring each click leads to financial fulfillment. Your Perfect Card is waiting – start your journey to prosperity with us!

What Type of Credit Card is Best?

Choosing the best credit card isn't a one-size-fits-all scenario. Each card serves a unique purpose – some for spending, others for borrowing, travel, rewards, and more. To navigate this financial landscape, answer a few key questions to find the perfect card tailored to your specific needs. Let's unravel the credit card puzzle and discover how you can save by having the right card for the right purpose. The best credit card for you depends why you need it:

Cut interest with a balance transfer card

Get points/cash on a reward credit card

And there are others too... our 'how do credit cards work' guide takes you through all the options.

See all credit card types

Discover it® Student Cash Back

Additional Information

Sign-up Bonus

Rewards

Application Requirements

Credit Score

How To Apply for Target Discover it® Student Cash Back

Who Should Apply for Discover it® Student Cash Back

Where Can You Use for Discover it® Student Cash Back

More Cash Back Credit Card

You May Also Like

Top Card Issuers

About Cards Pick

What Type of Credit Card is Best?

Popular Credit Card