Wells Fargo Cash Back CollegeSM Card

Issued by Wells Fargo

Annual Fee No Annual Fee
Regular APR 13.40%-23.40% (Variable)
Open-loop card or Close-loop card

Additional Information

Balance Transfer Fee $5 or 3%
Purchase Intro APR 0.00% introductory APR for 6 months
Transfer Intro APR N/A
Late Payment Fee Up to $37
Returned Payment Fee Up to $37
Cash Advance Rate N/A
Cash Advance Fee $10 or 5%
Foreign Transaction Fee 3%
Smart Chip N/A

Sign-up Bonus

No Sign-Up Bonus.

Rewards

No Rewards..

Application Requirements

Minimum Credit Score Fair
Minimum Age 18 years old

Credit Score

Excellent Credit 18 years old
Good Credit 700 — 749
Fair Credit 640 — 699
Bad Credit 300 — 639
Limited Credit Less than 3 years of credit history

How To Apply for Target Wells Fargo Cash Back CollegeSM Card

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

Apply Now

Who Should Apply for Wells Fargo Cash Back CollegeSM Card

Students who are currently enrolled in college and want to start building a good credit history

Individuals who want to earn cash back rewards on their everyday purchases

Those who are looking for a credit card with no annual fee and a low introductory APR for the first six months

Where Can You Use for Wells Fargo Cash Back CollegeSM Card

The Wells Fargo Cash Back CollegeSM Card Credit Card can be used for making purchases at any merchant that accepts Visa credit cards, both in

store and online.

This credit card can be used for everyday expenses such as groceries, dining, entertainment, and transportation.

It can also be used for paying bills and other recurring expenses.

The Wells Fargo Cash Back CollegeSM Card Credit Card can be used internationally for purchases and ATM withdrawals, with applicable foreign transaction fees.

It is important to note that this credit card should be used responsibly to build credit and earn cash back rewards.

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What Type of Credit Card is Best?

Choosing the best credit card isn't a one-size-fits-all scenario. Each card serves a unique purpose – some for spending, others for borrowing, travel, rewards, and more. To navigate this financial landscape, answer a few key questions to find the perfect card tailored to your specific needs. Let's unravel the credit card puzzle and discover how you can save by having the right card for the right purpose. The best credit card for you depends why you need it:

Cut interest with a balance transfer card

Get points/cash on a reward credit card

And there are others too... our 'how do credit cards work' guide takes you through all the options.

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