
Discover it® Student chrome
Issued by Discover Bank
Annual Fee | $0 |
Regular APR | $0 |
Open-loop card or Close-loop card | 18.24% - 27.24% Variable |
Additional Information
Balance Transfer Fee | N/A |
Purchase Intro APR | 3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*0% for 15 months |
Transfer Intro APR | 0% for 6 months |
Late Payment Fee | 10.99% for 6 months |
Returned Payment Fee | 37 |
Cash Advance Rate | N/A |
Cash Advance Fee | 26.99% (Variable) |
Foreign Transaction Fee | No Foreign Transaction Fees |
Smart Chip | Yes, chip-and-signature |
Sign-up Bonus
None
Rewards
Application Requirements
Minimum Credit Score | Fair, Limited History |
Minimum Age | N/A |
Credit Score
Excellent Credit | N/A |
Good Credit | 700 — 749 |
Fair Credit | 640 — 699 |
Bad Credit | 300 — 639 |
Limited Credit | Less than 3 years of credit history |
How To Apply for Target Discover it® Student chrome
1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.
Who Should Apply for Discover it® Student chrome
College students who are looking for their first credit card
Students who want to build their credit history while earning cash back on their purchases
Individuals who want to take advantage of the card's introductory offer of matching all the cash back earned at the end of the first year
Where Can You Use for Discover it® Student chrome
You can use the Discover it® Student chrome Credit Card at any merchant that accepts Discover cards, which includes millions of locations worldwide.
The card can be used for everyday purchases such as groceries, gas, dining, and entertainment.
It can also be used for online shopping and bill payments.
The card offers 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter, and 1% cash back on all other purchases.
The card can be used for building credit and managing expenses as a student.
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