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Target REDcard Credit Card
Issued by TD Bank
| Annual Fee | No Annual Fee |
| Regular APR | 24.65% (Variable) |
| Open-loop card or Close-loop card | Closed-loop Card |
Additional Information
| Balance Transfer Fee | N/A |
| Purchase Intro APR | Not Offered |
| Transfer Intro APR | Balance Transfers Not Allowed |
| Late Payment Fee | $38 |
| Returned Payment Fee | Up to $27 |
| Cash Advance Rate | N/A |
| Cash Advance Fee | N/A |
| Foreign Transaction Fee | N/A |
| Smart Chip | Yes, chip-and-PIN |
Sign-up Bonus
No Sign-Up Bonus.
Rewards
Save 5% at Target & Target.com each day.
Application Requirements
| Minimum Credit Score | Fair |
| Minimum Age | 18 years old |
Credit Score
| Excellent Credit | 18 years old |
| Good Credit | 700 — 749 |
| Fair Credit | 640 — 699 |
| Bad Credit | 300 — 639 |
| Limited Credit | Less than 3 years of credit history |
How To Apply for Target Target REDcard Credit Card
1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.
Who Should Apply for Target REDcard Credit Card
Individuals who frequently shop at Target and want to save 5% on their purchases
Consumers looking for a credit card with no annual fee
Those interested in receiving exclusive offers and early access to sales events at Target
Customers who want the convenience of managing their card and payments online or through the Target app
Where Can You Use for Target REDcard Credit Card
Target REDcard Credit Card can be used at any Target store location across the United States
It can also be used for online purchases on the Target website
The card can be used to make purchases at any other merchant that accepts Mastercard, as it is a co
branded card with Mastercard functionality
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5 CardsAbout Cards Pick
Welcome to Cards-Pick – where finding Your Perfect Card is a seamless journey. No financial path is straight; it's an odyssey of twists, turns, and detours. At our hub, we simplify the credit card quest. Let us be your trusted guide, ensuring each click leads to financial fulfillment. Your Perfect Card is waiting – start your journey to prosperity with us!
What Type of Credit Card is Best?
Choosing the best credit card isn't a one-size-fits-all scenario. Each card serves a unique purpose – some for spending, others for borrowing, travel, rewards, and more. To navigate this financial landscape, answer a few key questions to find the perfect card tailored to your specific needs. Let's unravel the credit card puzzle and discover how you can save by having the right card for the right purpose. The best credit card for you depends why you need it:
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