My Best Buy Visa® Card

Annual Fee $0 or $59 (depending on creditworthiness)
Regular APR 27.24% (Variable) (11.90% Fixed for select purchases)
Open-loop card or Close-loop card Open-loop Card

Additional Information

Balance Transfer Fee 5%, $15 minimum
Purchase Intro APR N/A
Transfer Intro APR N/A
Late Payment Fee Up to $38
Returned Payment Fee See Terms*
Cash Advance Rate 29.99% (Variable)
Cash Advance Fee 5%, $10 minimum
Foreign Transaction Fee See Terms
Smart Chip See Terms

Sign-up Bonus

No Sign-Up Bonus.

Rewards

No Rewards..

Application Requirements

Minimum Credit Score Fair
Minimum Age 18 years old

Credit Score

Excellent Credit 18 years old
Good Credit 700 — 749
Fair Credit 640 — 699
Bad Credit 300 — 639
Limited Credit Less than 3 years of credit history

How To Apply for Target My Best Buy Visa® Card

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

Apply Now

Who Should Apply for My Best Buy Visa® Card

The My Best Buy Visa® Card Credit Card is ideal for:

Individuals who frequently shop at Best Buy

Customers who want to earn rewards on their Best Buy purchases

People who are looking for a credit card with no annual fee

Those who want the flexibility to finance large purchases at Best Buy

Consumers who want to take advantage of special financing offers at Best Buy

Where Can You Use for My Best Buy Visa® Card

You can use the My Best Buy Visa® Card Credit Card at any Best Buy store location nationwide.

You can also use the card for online purchases at BestBuy.com.

In addition, the card can be used at any retailer that accepts Visa credit cards for purchases.

More Store Credit Card

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About Cards Pick

Welcome to Cards-Pick – where finding Your Perfect Card is a seamless journey. No financial path is straight; it's an odyssey of twists, turns, and detours. At our hub, we simplify the credit card quest. Let us be your trusted guide, ensuring each click leads to financial fulfillment. Your Perfect Card is waiting – start your journey to prosperity with us!

What Type of Credit Card is Best?

Choosing the best credit card isn't a one-size-fits-all scenario. Each card serves a unique purpose – some for spending, others for borrowing, travel, rewards, and more. To navigate this financial landscape, answer a few key questions to find the perfect card tailored to your specific needs. Let's unravel the credit card puzzle and discover how you can save by having the right card for the right purpose. The best credit card for you depends why you need it:

Cut interest with a balance transfer card

Get points/cash on a reward credit card

And there are others too... our 'how do credit cards work' guide takes you through all the options.

See all credit card types