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My Best Buy Credit Card

Annual Fee	No Annual Fee
Regular APR	27.24% (Variable)
Open-loop card or Close-loop card	Open-loop Card

Additional Information

Balance Transfer Fee	5% (min $15)
Purchase Intro APR	0% - 11.9% for6 - 48 months
Transfer Intro APR	Not Offered
Late Payment Fee	$38
Returned Payment Fee	N/A
Cash Advance Rate	29.99% (Variable)
Cash Advance Fee	5% (min $10)
Foreign Transaction Fee	No Foreign Transaction Fees
Smart Chip	Yes, chip-and-signature

Sign-up Bonus

Get 5 points per $1 spent (10% back in rewards) on your first day of purchases made on the credit card within 14 days of account opening.

Rewards

Get 2.5 points per $1 spent (5% back in rewards) on qualifying Best Buy® purchases when you choose Standard Credit.

Application Requirements

Minimum Credit Score	Fair
Minimum Age	18 years old

Credit Score

Excellent Credit	18 years old
Good Credit	700 — 749
Fair Credit	640 — 699
Bad Credit	300 — 639
Limited Credit	Less than 3 years of credit history

How To Apply for Target My Best Buy Credit Card

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

Apply Now

Who Should Apply for My Best Buy Credit Card

Individuals who frequently shop at Best Buy and want to earn rewards on their purchases

Consumers who are looking for a credit card with no annual fee

Those who are interested in financing options for larger purchases at Best Buy

Customers who want access to exclusive Best Buy offers and promotions

People who are responsible with managing credit and making timely payments

Where Can You Use for My Best Buy Credit Card

The My Best Buy Credit Card can be used at any Best Buy store location across the United States

It can also be used for online purchases on the Best Buy website

The card can be used to make purchases of electronics, appliances, home theater and audio equipment, and other products sold by Best Buy

Cardholders can also use the card to earn rewards points and special financing options on qualifying purchases

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What Type of Credit Card is Best?

Choosing the best credit card isn't a one-size-fits-all scenario. Each card serves a unique purpose – some for spending, others for borrowing, travel, rewards, and more. To navigate this financial landscape, answer a few key questions to find the perfect card tailored to your specific needs. Let's unravel the credit card puzzle and discover how you can save by having the right card for the right purpose. The best credit card for you depends why you need it:

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And there are others too... our 'how do credit cards work' guide takes you through all the options.

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My Best Buy Credit Card

Additional Information

Sign-up Bonus

Rewards

Application Requirements

Credit Score

How To Apply for Target My Best Buy Credit Card

Who Should Apply for My Best Buy Credit Card

Where Can You Use for My Best Buy Credit Card

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