Walmart® Store Card

Issued by Synchrony Bank

Annual Fee No Annual Fee
Regular APR 24.65% (Variable)
Open-loop card or Close-loop card Open-loop Card

Additional Information

Balance Transfer Fee N/A
Purchase Intro APR Not Offered
Transfer Intro APR Balance Transfers Not Allowed
Late Payment Fee $38
Returned Payment Fee N/A
Cash Advance Rate N/A
Cash Advance Fee N/A
Foreign Transaction Fee N/A
Smart Chip No

Sign-up Bonus

Save $25 when you open a Walmart® Store Card and spend $25 on your first purchase the same day.

Rewards

Save 3% on Walmart.com purchases including Grocery Pickup, 2% on Murphy USA and Walmart gas and 1% at Walmart.

Application Requirements

Minimum Credit Score Fair
Minimum Age 18 years old

Credit Score

Excellent Credit 18 years old
Good Credit 700 — 749
Fair Credit 640 — 699
Bad Credit 300 — 639
Limited Credit Less than 3 years of credit history

How To Apply for Target Walmart® Store Card

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

Apply Now

Who Should Apply for Walmart® Store Card

Individuals who frequently shop at Walmart and want to earn rewards for their purchases

Consumers looking to build or rebuild their credit

Those who want a credit card with no annual fee and special financing options for larger purchases at Walmart

Where Can You Use for Walmart® Store Card

The Walmart® Store Card Credit Card can be used at any Walmart store location for purchases of goods and services.

It can also be used for online purchases on the Walmart website.

Additionally, the card can be used at Walmart and Murphy USA gas stations for fuel purchases.

More Store Credit Card

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What Type of Credit Card is Best?

Choosing the best credit card isn't a one-size-fits-all scenario. Each card serves a unique purpose – some for spending, others for borrowing, travel, rewards, and more. To navigate this financial landscape, answer a few key questions to find the perfect card tailored to your specific needs. Let's unravel the credit card puzzle and discover how you can save by having the right card for the right purpose. The best credit card for you depends why you need it:

Cut interest with a balance transfer card

Get points/cash on a reward credit card

And there are others too... our 'how do credit cards work' guide takes you through all the options.

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