Best Buy® Store Card

Annual Fee $0
Regular APR 31.49% (V)
Open-loop card or Close-loop card

Additional Information

Balance Transfer Fee 3% for the first 15 months, 4% at a promo APR that Capital One may offer you at any other time0% for 15 months
Purchase Intro APR 0% for 18 - 24 months
Transfer Intro APR 0% for 15 months
Late Payment Fee
Returned Payment Fee
Cash Advance Rate
Cash Advance Fee
Foreign Transaction Fee
Smart Chip Yes, chip-and-PIN

Sign-up Bonus

10% back in rewards

Rewards

  • Rewards Rate: 2.5 points / $1
  • Rewards Detail: Get 5 points per $1 spent (10% back in rewards) on your first day of purchases made on the credit card within 14 days of account opening.Get 2.5 points per $1 spent (5% back in rewards) on qualifying Best Buy® purchases when you choose Standard Credit.Choose 5% back in rewards or flexible financing options. Get a $5 reward certificate for every 250 points.Enjoy exclusive discounts and events.
  • Application Requirements

    Minimum Credit Score Excellent, Good, Fair
    Minimum Age 18 years old

    Credit Score

    Excellent Credit 18 years old
    Good Credit 700 — 749
    Fair Credit 640 — 699
    Bad Credit 300 — 639
    Limited Credit Less than 3 years of credit history

    How To Apply for Target Best Buy® Store Card

    1. Click the "Apply" button below!
    2. Fill out the application with your personal and financial information.
    3. Verify and submit your application.

    Apply Now

    Who Should Apply for Best Buy® Store Card

    Individuals who frequently shop at Best Buy and would like to earn rewards on their purchases

    Customers who are looking for special financing options on large purchases at Best Buy

    Consumers who are interested in exclusive Best Buy offers and promotions for cardholders

    People who want to easily manage and track their Best Buy purchases and payments through the online account management system

    Where Can You Use for Best Buy® Store Card

    The Best Buy® Store Card Credit Card can be used at any Best Buy store location.

    It can also be used for online purchases on the Best Buy website.

    The card can be used to make purchases of any products or services offered by Best Buy, including electronics, appliances, and accessories.

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