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Macy's Store Card

Annual Fee	$0
Regular APR	$0
Open-loop card or Close-loop card	31.99% (V)

Additional Information

Balance Transfer Fee	N/A
Purchase Intro APR	3% for the first 15 months, 4% at a promo APR that Capital One may offer you at any other time0% for 15 months
Transfer Intro APR	Not Offered
Late Payment Fee	0% for 15 months
Returned Payment Fee	38
Cash Advance Rate	N/A
Cash Advance Fee	N/A
Foreign Transaction Fee	N/A
Smart Chip	No

Sign-up Bonus

20% discount

Rewards

Rewards Rate: 2 points / $1

Rewards Detail: Save 20% when you open and use your card. A total savings of up to $100 on your purchases over first 2 daysAll members get 25% off any day of choice with Star Passes. Savings events and more.Gold (Annual Spend $500 or more) & Platinum members (Annual spending $1200 or more) get free standard shipping on Macy's purchases and a Birthday Offer.Platinum members get 5% back (5 points/$1), Gold members get 3% back (3 points/$1) and Silver members get 2% (2 points/$1) in rewards with no exclusions on Macy’s merchandise.

Application Requirements

Minimum Credit Score	Excellent, Good, Fair
Minimum Age	N/A

Credit Score

Excellent Credit	N/A
Good Credit	700 — 749
Fair Credit	640 — 699
Bad Credit	300 — 639
Limited Credit	Less than 3 years of credit history

How To Apply for Target Macy's Store Card

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

Apply Now

Who Should Apply for Macy's Store Card

Individuals who frequently shop at Macy's and want to take advantage of exclusive discounts and offers

Customers who are looking to build or improve their credit history

Those who are interested in earning rewards and benefits for their Macy's purchases

Shoppers who want access to special financing options for large purchases at Macy's

Where Can You Use for Macy's Store Card

Macy's Store Card Credit Card can be used at any Macy's store or online at macys.com to make purchases.

The card can also be used for special financing options on qualifying purchases at Macy's.

Additionally, the Macy's Store Card Credit Card can be used for discounts and rewards at Macy's, including earning points and receiving exclusive offers.

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Macy's Store Card

Additional Information

Sign-up Bonus

Rewards

Application Requirements

Credit Score

How To Apply for Target Macy's Store Card

Who Should Apply for Macy's Store Card

Where Can You Use for Macy's Store Card

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