Lowe's Store Card

Issued by Synchrony Bank

Annual Fee $0
Regular APR $0
Open-loop card or Close-loop card 28.99%

Additional Information

Balance Transfer Fee N/A
Purchase Intro APR 3% for the first 15 months, 4% at a promo APR that Capital One may offer you at any other time0% for 15 months
Transfer Intro APR 0% - 9.99% for 6 - 84 months
Late Payment Fee 0% for 15 months
Returned Payment Fee 38
Cash Advance Rate N/A
Cash Advance Fee N/A
Foreign Transaction Fee N/A
Smart Chip No

Sign-up Bonus

20% discount

Rewards

  • Rewards Rate: 5% discount
  • Rewards Detail: Get 20% off your purchase today when you open and use your card (up to $100 discount). Exclusions apply.Choose between 5% off every day and special financing
  • Application Requirements

    Minimum Credit Score Excellent, Good, Fair
    Minimum Age 18 years old

    Credit Score

    Excellent Credit 18 years old
    Good Credit 700 — 749
    Fair Credit 640 — 699
    Bad Credit 300 — 639
    Limited Credit Less than 3 years of credit history

    How To Apply for Target Lowe's Store Card

    1. Click the "Apply" button below!
    2. Fill out the application with your personal and financial information.
    3. Verify and submit your application.

    Apply Now

    Who Should Apply for Lowe's Store Card

    Individuals who frequently shop at Lowe's for home improvement products and supplies

    Customers who are looking for special financing options for large purchases at Lowe's

    Homeowners or DIY enthusiasts who want to take advantage of exclusive cardholder promotions and discounts at Lowe's

    Where Can You Use for Lowe's Store Card

    The Lowe's Store Card Credit Card can be used at any Lowe's store location

    It can also be used for online purchases at lowes.com

    The card can be used to make purchases for home improvement and construction supplies, tools, appliances, and other related products offered by Lowe's

    The card can also be used to take advantage of special financing offers and discounts available to cardholders at Lowe's stores

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