Home > All Credit Cards > Travel > The Platinum Card® from American Express

The Platinum Card® from American Express

Issued by American Express

Annual Fee	$695
Regular APR	$695
Open-loop card or Close-loop card	See Pay Over Time APR

Additional Information

Balance Transfer Fee	N/A
Purchase Intro APR	3% for the first 15 months, 4% at a promo APR that Capital One may offer you at any other time0% for 15 months
Transfer Intro APR	Not Offered
Late Payment Fee	0% for 15 months
Returned Payment Fee	38
Cash Advance Rate	Up to $38
Cash Advance Fee	N/A
Foreign Transaction Fee	No Foreign Transaction Fees
Smart Chip	N/A

Sign-up Bonus

80,000 points

Rewards

Rewards Rate: 1 - 5 points / $1

Rewards Detail: Earn 80,000 Membership Rewards® Points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership. Apply and select your preferred metal Card design: classic Platinum Card®, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu.Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.$200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings with American Express Travel when you pay with your Platinum Card®. The Hotel Collection requires a minimum two-night stay.$240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card® on one or more of the following: Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, SiriusXM, and The Wall Street Journal. Enrollment required.$155 Walmart+ Credit: Cover the cost of a $12.95 monthly Walmart+ membership (subject to auto-renewal) with a statement credit after you pay for Walmart+ each month with your Platinum Card®. Cost includes $12.95 plus applicable local sales tax. Plus Up Benefits are excluded.$200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card®.$200 Uber Cash: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member only.$300 Equinox Credit: Get up to $300 back in statement credits per calendar year on an Equinox membership, or an Equinox club membership (subject to auto-renewal) when you pay with your Platinum Card®. Enrollment required. Visit https://platinum.equinox.com/ to enroll.$189 CLEAR® Plus Credit: Breeze through security with CLEAR Plus at 100+ airports, stadiums, and entertainment venues nationwide and get up to $189 back per calendar year on your Membership (subject to auto-renewal) when you use your Platinum Card®. Learn more.$100 Global Entry Credit: Receive either a $100 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck® (through a TSA official enrollment provider) application fee, when charged to your Platinum Card®. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card®. That's up to $50 in statement credits semi-annually. Enrollment required.$300 SoulCycle At-Home Bike Credit: Get a $300 statement credit for the purchase of a SoulCycle at-home bike with your Platinum Card®. An Equinox+ subscription is required to purchase a SoulCycle at-home bike and access SoulCycle content. Must charge full price of bike in one transaction. Shipping available in the contiguous U.S. only. Enrollment Required.Unlock access to exclusive reservations and special dining experiences with Global Dining Access by Resy when you add your Platinum Card® to your Resy profile.Terms Apply.

Application Requirements

Minimum Credit Score	Excellent, Good
Minimum Age	18 years old

Credit Score

Excellent Credit	18 years old
Good Credit	700 — 749
Fair Credit	640 — 699
Bad Credit	300 — 639
Limited Credit	Less than 3 years of credit history

How To Apply for Target The Platinum Card® from American Express

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

Apply Now

Who Should Apply for The Platinum Card® from American Express

The Platinum Card® from American Express Credit Card is best suited for individuals who are frequent travelers and are looking for premium benefits and rewards. This card is best for:

Frequent travelers who want access to airport lounges and other travel perks

Individuals who spend a significant amount on travel and dining expenses

Consumers who are looking for premium concierge services and travel assistance

Those who can take advantage of the annual travel credit and other exclusive benefits offered by the card

Individuals who are willing to pay a higher annual fee in exchange for luxury travel benefits and rewards.

Where Can You Use for The Platinum Card® from American Express

The Platinum Card® from American Express Credit Card can be used at millions of locations worldwide that accept American Express cards, including retail stores, restaurants, hotels, and online merchants.

It can be used for making purchases in person, online, or over the phone, providing flexibility and convenience for cardholders.

The card also offers access to exclusive experiences and events, as well as travel benefits such as airport lounge access, hotel upgrades, and complimentary concierge services.

Additionally, the card can be used for earning rewards points on eligible purchases, which can be redeemed for travel, merchandise, gift cards, and more.

More Travel Credit Card

Sam's Club® MasterCard®

Southwest Rapid Rewards® Premier Credit Card

Southwest Rapid Rewards® Plus Credit Card

IHG® Rewards Club Traveler Credit Card

British Airways Visa Signature® Card

Capital One Venture Rewards Credit Card

The Platinum Card® from American Express

Chase Sapphire Preferred® Card

Top Card Issuers

Capital One

37 Cards

Bank of Guam

4 Cards

North Shore Bank

5 Cards

Comenity Bank

53 Cards

PNC

10 Cards

Bank Mutual

5 Cards

Johnson Bank

5 Cards

Bank of America

29 Cards All Credit Cards Bank >

About Cards Pick

Welcome to Cards-Pick – where finding Your Perfect Card is a seamless journey. No financial path is straight; it's an odyssey of twists, turns, and detours. At our hub, we simplify the credit card quest. Let us be your trusted guide, ensuring each click leads to financial fulfillment. Your Perfect Card is waiting – start your journey to prosperity with us!

What Type of Credit Card is Best?

Choosing the best credit card isn't a one-size-fits-all scenario. Each card serves a unique purpose – some for spending, others for borrowing, travel, rewards, and more. To navigate this financial landscape, answer a few key questions to find the perfect card tailored to your specific needs. Let's unravel the credit card puzzle and discover how you can save by having the right card for the right purpose. The best credit card for you depends why you need it:

Cut interest with a balance transfer card

Get points/cash on a reward credit card

And there are others too... our 'how do credit cards work' guide takes you through all the options.

See all credit card types

The Platinum Card® from American Express

Additional Information

Sign-up Bonus

Rewards

Application Requirements

Credit Score

How To Apply for Target The Platinum Card® from American Express

Who Should Apply for The Platinum Card® from American Express

Where Can You Use for The Platinum Card® from American Express

More Travel Credit Card

You May Also Like

Top Card Issuers

About Cards Pick

What Type of Credit Card is Best?

Popular Credit Card