Merrick Bank Secured Visa Card

Annual Fee $36 1st yr, None after
Regular APR 22.70%
Open-loop card or Close-loop card

Additional Information

Balance Transfer Fee N/A
Purchase Intro APR N/A
Transfer Intro APR N/A
Late Payment Fee Up to US$40
Returned Payment Fee Up to US$40
Cash Advance Rate 4% (min $10)
Cash Advance Fee 24.2% (Variable)
Foreign Transaction Fee 2%
Smart Chip Yes, unknown

Sign-up Bonus

None

Rewards

No Rewards..

Application Requirements

Minimum Credit Score Fair
Minimum Age 18 years old

Credit Score

Excellent Credit 18 years old
Good Credit 700 — 749
Fair Credit 640 — 699
Bad Credit 300 — 639
Limited Credit Less than 3 years of credit history

How To Apply for Target Merrick Bank Secured Visa Card

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

Apply Now

Who Should Apply for Merrick Bank Secured Visa Card

Individuals with no or limited credit history

Those looking to build or improve their credit score

People who want a secured credit card option

Those who can afford to make a security deposit to establish a credit limit

Where Can You Use for Merrick Bank Secured Visa Card

You can use the Merrick Bank Secured Visa Card Credit Card at any merchant that accepts Visa credit cards, which includes millions of retailers and service providers worldwide.

This credit card can be used for both online and in

person purchases, making it a convenient option for everyday spending.

The Merrick Bank Secured Visa Card Credit Card can also be used for cash advances at ATMs that accept Visa cards, providing access to emergency funds when needed.

Additionally, this credit card can be used for making reservations and bookings, such as hotels, rental cars, and airline tickets, providing a secure and reliable payment method for travel and leisure expenses.

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What Type of Credit Card is Best?

Choosing the best credit card isn't a one-size-fits-all scenario. Each card serves a unique purpose – some for spending, others for borrowing, travel, rewards, and more. To navigate this financial landscape, answer a few key questions to find the perfect card tailored to your specific needs. Let's unravel the credit card puzzle and discover how you can save by having the right card for the right purpose. The best credit card for you depends why you need it:

Cut interest with a balance transfer card

Get points/cash on a reward credit card

And there are others too... our 'how do credit cards work' guide takes you through all the options.

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