USAA® Preferred Cash Rewards Visa Signature® Card

Issued by USAA Bank

Annual Fee No Annual Fee
Regular APR 13.65%-27.65% (Variable)
Open-loop card or Close-loop card

Additional Information

Balance Transfer Fee 3% (max $200)
Purchase Intro APR Not Offered
Transfer Intro APR Not Offered
Late Payment Fee $35
Returned Payment Fee Up to $35
Cash Advance Rate 13.65% - 27.65% (Variable)
Cash Advance Fee 3% (max $200)
Foreign Transaction Fee No Foreign Transaction Fees
Smart Chip Yes, chip-and-PIN

Sign-up Bonus

No Sign-Up Bonus.

Rewards

Earn 1.5% cash back on every purchase with no limits or category restrictions.

Application Requirements

Minimum Credit Score Fair
Minimum Age 18 years old

Credit Score

Excellent Credit 18 years old
Good Credit 700 — 749
Fair Credit 640 — 699
Bad Credit 300 — 639
Limited Credit Less than 3 years of credit history

How To Apply for Target USAA® Preferred Cash Rewards Visa Signature® Card

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

Apply Now

Who Should Apply for USAA® Preferred Cash Rewards Visa Signature® Card

Active duty, retired, and honorably separated officers and enlisted personnel of the U.S. military

Cadets and midshipmen at U.S. service academies

Individuals serving in the National Guard or Reserves

Eligible family members of USAA members The USAA Preferred Cash Rewards Visa Signature Card is designed for those who want to earn cash back rewards on everyday purchases while also enjoying benefits and protections tailored to the military community. If you meet the eligibility criteria listed above, this credit card may be a good fit for you.

Where Can You Use for USAA® Preferred Cash Rewards Visa Signature® Card

The USAA Preferred Cash Rewards Visa Signature Card can be used at any merchant that accepts Visa credit cards, both in the United States and internationally.

It can be used for in

store purchases, online transactions, and for making reservations or bookings over the phone.

The card can also be used for withdrawing cash at ATMs that accept Visa cards, although cash advance fees and interest rates may apply.

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What Type of Credit Card is Best?

Choosing the best credit card isn't a one-size-fits-all scenario. Each card serves a unique purpose – some for spending, others for borrowing, travel, rewards, and more. To navigate this financial landscape, answer a few key questions to find the perfect card tailored to your specific needs. Let's unravel the credit card puzzle and discover how you can save by having the right card for the right purpose. The best credit card for you depends why you need it:

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