IHG® Rewards Club Premier Credit Card

Issued by Chase

Annual Fee $89
Regular APR 17.74%-24.74% (Variable)
Open-loop card or Close-loop card

Additional Information

Balance Transfer Fee Either $5 or 5% of the amount of each transfer, whichever is greater.
Purchase Intro APR N/A
Transfer Intro APR N/A
Late Payment Fee Up to $38
Returned Payment Fee Up to $38
Cash Advance Rate 26.99%
Cash Advance Fee Either $10 or 5% of the amount of each transaction, whichever is greater.
Foreign Transaction Fee No Foreign Transaction Fees
Smart Chip N/A

Sign-up Bonus

Earn 80,000 bonus points after spending $2,000 on purchases within the first three months of account opening<

Rewards

Enjoy a Free Night after each account anniversary year at eligible IHG hotels worldwide. Plus, enjoy a free reward night when you redeem points for any stay of 4 or more nights

Application Requirements

Minimum Credit Score Fair
Minimum Age 18 years old

Credit Score

Excellent Credit 18 years old
Good Credit 700 — 749
Fair Credit 640 — 699
Bad Credit 300 — 639
Limited Credit Less than 3 years of credit history

How To Apply for Target IHG® Rewards Club Premier Credit Card

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

Apply Now

Who Should Apply for IHG® Rewards Club Premier Credit Card

Frequent travelers who often stay at IHG® hotel properties

Individuals who are looking to earn rewards points on their hotel stays and other purchases

Those who are interested in receiving automatic Platinum Elite status in the IHG® Rewards Club program

People who want to take advantage of the annual free night certificate

Customers who are looking for a credit card with no foreign transaction fees

Anyone who wants to earn bonus points on everyday purchases and receive a generous sign

up bonus

Where Can You Use for IHG® Rewards Club Premier Credit Card

You can use the IHG® Rewards Club Premier Credit Card at any establishment that accepts Visa credit cards, which includes millions of locations worldwide.

Use the card for everyday purchases such as groceries, gas, dining, and entertainment to earn points towards hotel stays.

Use the card to book hotel stays through the IHG® Rewards Club website or app to take advantage of exclusive member benefits and earn additional points.

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What Type of Credit Card is Best?

Choosing the best credit card isn't a one-size-fits-all scenario. Each card serves a unique purpose – some for spending, others for borrowing, travel, rewards, and more. To navigate this financial landscape, answer a few key questions to find the perfect card tailored to your specific needs. Let's unravel the credit card puzzle and discover how you can save by having the right card for the right purpose. The best credit card for you depends why you need it:

Cut interest with a balance transfer card

Get points/cash on a reward credit card

And there are others too... our 'how do credit cards work' guide takes you through all the options.

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