
IHG® Rewards Club Premier Credit Card
Issued by Chase
Annual Fee | $89 |
Regular APR | 17.74%-24.74% (Variable) |
Open-loop card or Close-loop card |
Additional Information
Balance Transfer Fee | Either $5 or 5% of the amount of each transfer, whichever is greater. |
Purchase Intro APR | N/A |
Transfer Intro APR | N/A |
Late Payment Fee | Up to $38 |
Returned Payment Fee | Up to $38 |
Cash Advance Rate | 26.99% |
Cash Advance Fee | Either $10 or 5% of the amount of each transaction, whichever is greater. |
Foreign Transaction Fee | No Foreign Transaction Fees |
Smart Chip | N/A |
Sign-up Bonus
Earn 80,000 bonus points after spending $2,000 on purchases within the first three months of account opening<
Rewards
Enjoy a Free Night after each account anniversary year at eligible IHG hotels worldwide. Plus, enjoy a free reward night when you redeem points for any stay of 4 or more nights
Application Requirements
Minimum Credit Score | Fair |
Minimum Age | 18 years old |
Credit Score
Excellent Credit | 18 years old |
Good Credit | 700 — 749 |
Fair Credit | 640 — 699 |
Bad Credit | 300 — 639 |
Limited Credit | Less than 3 years of credit history |
How To Apply for Target IHG® Rewards Club Premier Credit Card
1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.
Who Should Apply for IHG® Rewards Club Premier Credit Card
Frequent travelers who often stay at IHG® hotel properties
Individuals who are looking to earn rewards points on their hotel stays and other purchases
Those who are interested in receiving automatic Platinum Elite status in the IHG® Rewards Club program
People who want to take advantage of the annual free night certificate
Customers who are looking for a credit card with no foreign transaction fees
Anyone who wants to earn bonus points on everyday purchases and receive a generous sign
up bonus
Where Can You Use for IHG® Rewards Club Premier Credit Card
You can use the IHG® Rewards Club Premier Credit Card at any establishment that accepts Visa credit cards, which includes millions of locations worldwide.
Use the card for everyday purchases such as groceries, gas, dining, and entertainment to earn points towards hotel stays.
Use the card to book hotel stays through the IHG® Rewards Club website or app to take advantage of exclusive member benefits and earn additional points.
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What Type of Credit Card is Best?
Choosing the best credit card isn't a one-size-fits-all scenario. Each card serves a unique purpose – some for spending, others for borrowing, travel, rewards, and more. To navigate this financial landscape, answer a few key questions to find the perfect card tailored to your specific needs. Let's unravel the credit card puzzle and discover how you can save by having the right card for the right purpose. The best credit card for you depends why you need it:
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