USAA® Secured Card American Express® Card

Issued by USAA Bank

Annual Fee $35
Regular APR N/A
Open-loop card or Close-loop card

Additional Information

Balance Transfer Fee N/A
Purchase Intro APR N/A
Transfer Intro APR N/A
Late Payment Fee $35
Returned Payment Fee N/A
Cash Advance Rate 11.65% - 21.65% (Variable)
Cash Advance Fee 3% (max $200)
Foreign Transaction Fee No Foreign Transaction Fees
Smart Chip Yes, chip-and-PIN

Sign-up Bonus

None

Rewards

No Rewards..

Application Requirements

Minimum Credit Score Fair
Minimum Age N/A

Credit Score

Excellent Credit N/A
Good Credit 700 — 749
Fair Credit 640 — 699
Bad Credit 300 — 639
Limited Credit Less than 3 years of credit history

How To Apply for Target USAA® Secured Card American Express® Card

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

Apply Now

Who Should Apply for USAA® Secured Card American Express® Card

Individuals who are looking to build or rebuild their credit history

Military members, veterans, and their eligible family members

Those who want to take advantage of the benefits offered by USAA, such as competitive rates and no foreign transaction fees

People who are looking for a secured credit card option to help them establish or improve their credit score

Where Can You Use for USAA® Secured Card American Express® Card

The USAA® Secured Card American Express® Card Credit Card can be used at any merchant that accepts American Express credit cards, both in the United States and internationally.

This credit card can be used for everyday purchases such as groceries, gas, dining, and entertainment.

It can also be used for online purchases and bill payments.

The card can be used for travel expenses such as flights, hotels, and rental cars.

Additionally, the USAA® Secured Card American Express® Card Credit Card can be used for cash advances at ATMs that accept American Express cards.

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What Type of Credit Card is Best?

Choosing the best credit card isn't a one-size-fits-all scenario. Each card serves a unique purpose – some for spending, others for borrowing, travel, rewards, and more. To navigate this financial landscape, answer a few key questions to find the perfect card tailored to your specific needs. Let's unravel the credit card puzzle and discover how you can save by having the right card for the right purpose. The best credit card for you depends why you need it:

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And there are others too... our 'how do credit cards work' guide takes you through all the options.

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