USAA® Secured Card Visa Platinum® Card

Issued by USAA Bank

Annual Fee $35
Regular APR N/A
Open-loop card or Close-loop card

Additional Information

Balance Transfer Fee N/A
Purchase Intro APR N/A
Transfer Intro APR N/A
Late Payment Fee $35
Returned Payment Fee N/A
Cash Advance Rate 11.65% - 21.65% (Variable)
Cash Advance Fee 3% (max $200)
Foreign Transaction Fee No Foreign Transaction Fees
Smart Chip Yes, chip-and-PIN

Sign-up Bonus

None

Rewards

No Rewards..

Application Requirements

Minimum Credit Score Fair
Minimum Age N/A

Credit Score

Excellent Credit N/A
Good Credit 700 — 749
Fair Credit 640 — 699
Bad Credit 300 — 639
Limited Credit Less than 3 years of credit history

How To Apply for Target USAA® Secured Card Visa Platinum® Card

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

Apply Now

Who Should Apply for USAA® Secured Card Visa Platinum® Card

Individuals who have a limited or poor credit history

Military members, veterans, and their families

Those looking to rebuild or establish credit

Individuals who want to take advantage of USAA's benefits and services

Where Can You Use for USAA® Secured Card Visa Platinum® Card

The USAA® Secured Card Visa Platinum® Card Credit Card can be used at any merchant that accepts Visa credit cards, both domestically and internationally

It can be used for online purchases, in

store purchases, and for making reservations or bookings

The card can also be used to withdraw cash from ATMs, although cash advances may be subject to additional fees and interest charges.

More Secured Credit Card

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What Type of Credit Card is Best?

Choosing the best credit card isn't a one-size-fits-all scenario. Each card serves a unique purpose – some for spending, others for borrowing, travel, rewards, and more. To navigate this financial landscape, answer a few key questions to find the perfect card tailored to your specific needs. Let's unravel the credit card puzzle and discover how you can save by having the right card for the right purpose. The best credit card for you depends why you need it:

Cut interest with a balance transfer card

Get points/cash on a reward credit card

And there are others too... our 'how do credit cards work' guide takes you through all the options.

See all credit card types