Home > All Credit Cards > Others > USAA® Rate Advantage Visa Platinum® Card

USAA® Rate Advantage Visa Platinum® Card

Issued by USAA Bank

Annual Fee	No Annual Fee
Regular APR	8.65%-25.65% (Variable)
Open-loop card or Close-loop card

Additional Information

Balance Transfer Fee	3% (max $200)
Purchase Intro APR	Not Offered
Transfer Intro APR	Not Offered
Late Payment Fee	$35
Returned Payment Fee	$35
Cash Advance Rate	8.65% - 25.65% (Variable)
Cash Advance Fee	3% (max $200)
Foreign Transaction Fee	No Foreign Transaction Fees
Smart Chip	Yes, chip-and-PIN

Sign-up Bonus

None

Rewards

No Rewards..

Application Requirements

Minimum Credit Score	Fair
Minimum Age	18 years old

Credit Score

Excellent Credit	18 years old
Good Credit	700 — 749
Fair Credit	640 — 699
Bad Credit	300 — 639
Limited Credit	Less than 3 years of credit history

How To Apply for Target USAA® Rate Advantage Visa Platinum® Card

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

Apply Now

Who Should Apply for USAA® Rate Advantage Visa Platinum® Card

Active duty, retired, and honorably separated officers and enlisted personnel of the U.S. military

National Guard and Reserve members

Cadets and midshipmen at U.S. service academies

Eligible family members of USAA members This credit card is designed for individuals who are looking for a competitive interest rate and valuable benefits, and who meet the eligibility criteria for USAA membership.

Where Can You Use for USAA® Rate Advantage Visa Platinum® Card

You can use the USAA Rate Advantage Visa Platinum Card Credit Card at any merchant that accepts Visa credit cards, both domestically and internationally.

This card can be used for everyday purchases such as groceries, gas, dining out, shopping, and more.

The USAA Rate Advantage Visa Platinum Card Credit Card can also be used for online purchases and for making reservations and bookings.

Additionally, this credit card can be used for cash advances at ATMs that accept Visa credit cards.

More Others Credit Card

Macy's Credit Card

Sam's Club® Credit Card

Lowe's Accounts Receivable

Walmart® Mastercard

Victoria's Secret Angel Credit Card

Navyist Credit Card

Navyist Visa® Card

Old Navy Credit Card

Top Card Issuers

Capital One

37 Cards

Bank of Guam

4 Cards

North Shore Bank

5 Cards

Comenity Bank

53 Cards

PNC

10 Cards

Bank Mutual

5 Cards

Johnson Bank

5 Cards

Bank of America

29 Cards All Credit Cards Bank >

About Cards Pick

Welcome to Cards-Pick – where finding Your Perfect Card is a seamless journey. No financial path is straight; it's an odyssey of twists, turns, and detours. At our hub, we simplify the credit card quest. Let us be your trusted guide, ensuring each click leads to financial fulfillment. Your Perfect Card is waiting – start your journey to prosperity with us!

What Type of Credit Card is Best?

Choosing the best credit card isn't a one-size-fits-all scenario. Each card serves a unique purpose – some for spending, others for borrowing, travel, rewards, and more. To navigate this financial landscape, answer a few key questions to find the perfect card tailored to your specific needs. Let's unravel the credit card puzzle and discover how you can save by having the right card for the right purpose. The best credit card for you depends why you need it:

Cut interest with a balance transfer card

Get points/cash on a reward credit card

And there are others too... our 'how do credit cards work' guide takes you through all the options.

See all credit card types

USAA® Rate Advantage Visa Platinum® Card

Additional Information

Sign-up Bonus

Rewards

Application Requirements

Credit Score

How To Apply for Target USAA® Rate Advantage Visa Platinum® Card

Who Should Apply for USAA® Rate Advantage Visa Platinum® Card

Where Can You Use for USAA® Rate Advantage Visa Platinum® Card

More Others Credit Card

You May Also Like

Top Card Issuers

About Cards Pick

What Type of Credit Card is Best?

Popular Credit Card