Sam's Club® Credit Card

Issued by Synchrony Bank

Annual Fee No Annual Fee
Regular APR 16.15%-24.15% (Variable)
Open-loop card or Close-loop card Open-loop Card

Additional Information

Balance Transfer Fee N/A
Purchase Intro APR Not Offered
Transfer Intro APR N/A
Late Payment Fee Up to US$40
Returned Payment Fee N/A
Cash Advance Rate 3% (min $5)
Cash Advance Fee 21.15% - 27.15% (Variable)
Foreign Transaction Fee No Foreign Transaction Fees
Smart Chip Yes, chip-and-signature

Sign-up Bonus

Save $45 when you open a Sam’s Club® Credit Card and make a $45 purchase on the same day

Rewards

Earn 5% back on gas at U.S. and Puerto Rico gas stations and on gas at Sam's Club and Walmart fuel stations (on the first $6,000 per year in purchases, then 1% on purchases after).

Application Requirements

Minimum Credit Score Fair
Minimum Age 18 years old

Credit Score

Excellent Credit 18 years old
Good Credit 700 — 749
Fair Credit 640 — 699
Bad Credit 300 — 639
Limited Credit Less than 3 years of credit history

How To Apply for Target Sam's Club® Credit Card

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

Apply Now

Who Should Apply for Sam's Club® Credit Card

Individuals who are frequent shoppers at Sam's Club and want to earn rewards on their purchases

Consumers who are looking for a credit card with no annual fee

Those who want access to special financing options for larger purchases at Sam's Club

Customers who want to take advantage of cash back rewards on gas, dining, and travel purchases

People who are interested in additional benefits such as extended warranty protection and identity theft resolution services.

Where Can You Use for Sam's Club® Credit Card

The Sam's Club® Credit Card can be used at any Sam's Club location for purchases of merchandise, fuel, and services.

It can also be used at any Sam's Club gas station for fuel purchases.

The credit card can be utilized for online purchases on the Sam's Club website.
Overall, the Sam's Club® Credit Card can be used for a variety of purchases both in

store and online at Sam's Club and Sam's Club gas stations.

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What Type of Credit Card is Best?

Choosing the best credit card isn't a one-size-fits-all scenario. Each card serves a unique purpose – some for spending, others for borrowing, travel, rewards, and more. To navigate this financial landscape, answer a few key questions to find the perfect card tailored to your specific needs. Let's unravel the credit card puzzle and discover how you can save by having the right card for the right purpose. The best credit card for you depends why you need it:

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