Walmart® Mastercard

Issued by Capital One

Annual Fee No Annual Fee
Regular APR 18.15%, 21.15%, or 24.15% (Variable)
Open-loop card or Close-loop card Open-loop Card

Additional Information

Balance Transfer Fee N/A
Purchase Intro APR N/A
Transfer Intro APR N/A
Late Payment Fee Up to $38
Returned Payment Fee See Terms*
Cash Advance Rate 21.15%, 24.15%, or 27.15% (Variable)
Cash Advance Fee 3%, $5 minimum
Foreign Transaction Fee 3%
Smart Chip Chip-and-Signature

Sign-up Bonus

No Sign-Up Bonus.

Rewards

3% cash back at Walmart.com

Application Requirements

Minimum Credit Score Fair
Minimum Age 18 years old

Credit Score

Excellent Credit 18 years old
Good Credit 700 — 749
Fair Credit 640 — 699
Bad Credit 300 — 639
Limited Credit Less than 3 years of credit history

How To Apply for Target Walmart® Mastercard

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

Apply Now

Who Should Apply for Walmart® Mastercard

Individuals who frequently shop at Walmart and want to earn rewards on their purchases

Consumers looking for a credit card with no annual fee

Those interested in a card with a competitive APR for purchases and cash advances

Customers who want the flexibility to use their card at any location that accepts Mastercard

People who want access to special financing offers for larger purchases at Walmart

Where Can You Use for Walmart® Mastercard

The Walmart® Mastercard Credit Card can be used for purchases at Walmart stores and Walmart.com

It can also be used at any other location that accepts Mastercard, both online and in

person

The card can be used for everyday expenses such as groceries, gas, dining, and more

Cardholders can also take advantage of special financing offers at Walmart, such as 0% interest for a specified period of time on certain purchases

More Others Credit Card

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About Cards Pick

Welcome to Cards-Pick – where finding Your Perfect Card is a seamless journey. No financial path is straight; it's an odyssey of twists, turns, and detours. At our hub, we simplify the credit card quest. Let us be your trusted guide, ensuring each click leads to financial fulfillment. Your Perfect Card is waiting – start your journey to prosperity with us!

What Type of Credit Card is Best?

Choosing the best credit card isn't a one-size-fits-all scenario. Each card serves a unique purpose – some for spending, others for borrowing, travel, rewards, and more. To navigate this financial landscape, answer a few key questions to find the perfect card tailored to your specific needs. Let's unravel the credit card puzzle and discover how you can save by having the right card for the right purpose. The best credit card for you depends why you need it:

Cut interest with a balance transfer card

Get points/cash on a reward credit card

And there are others too... our 'how do credit cards work' guide takes you through all the options.

See all credit card types