Old Navy Credit Card

Annual Fee No Annual Fee
Regular APR 24.99% (Variable)
Open-loop card or Close-loop card Open-loop Card

Additional Information

Balance Transfer Fee N/A
Purchase Intro APR N/A
Transfer Intro APR N/A
Late Payment Fee Up to $38
Returned Payment Fee N/A
Cash Advance Rate N/A
Cash Advance Fee N/A
Foreign Transaction Fee N/A
Smart Chip No

Sign-up Bonus

No Sign-Up Bonus.

Rewards

No Rewards..

Application Requirements

Minimum Credit Score Fair
Minimum Age 18 years old

Credit Score

Excellent Credit 18 years old
Good Credit 700 — 749
Fair Credit 640 — 699
Bad Credit 300 — 639
Limited Credit Less than 3 years of credit history

How To Apply for Target Old Navy Credit Card

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

Apply Now

Who Should Apply for Old Navy Credit Card

Individuals who frequently shop at Old Navy and its affiliated brands (Gap, Banana Republic, Athleta) and want to earn rewards on their purchases

Consumers who are looking to build or improve their credit history by responsibly managing a credit card account

Shoppers who can benefit from special offers and discounts exclusive to Old Navy Credit Card holders

Customers who want the convenience of managing their account and making payments online or through the Old Navy mobile app

Where Can You Use for Old Navy Credit Card

The Old Navy Credit Card can be used at any Old Navy store or online at oldnavy.com

It can also be used at any Gap Inc. brand store, including Gap, Banana Republic, and Athleta

The Old Navy Credit Card can be used to earn rewards and discounts on purchases at any of these participating retailers

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Welcome to Cards-Pick – where finding Your Perfect Card is a seamless journey. No financial path is straight; it's an odyssey of twists, turns, and detours. At our hub, we simplify the credit card quest. Let us be your trusted guide, ensuring each click leads to financial fulfillment. Your Perfect Card is waiting – start your journey to prosperity with us!

What Type of Credit Card is Best?

Choosing the best credit card isn't a one-size-fits-all scenario. Each card serves a unique purpose – some for spending, others for borrowing, travel, rewards, and more. To navigate this financial landscape, answer a few key questions to find the perfect card tailored to your specific needs. Let's unravel the credit card puzzle and discover how you can save by having the right card for the right purpose. The best credit card for you depends why you need it:

Cut interest with a balance transfer card

Get points/cash on a reward credit card

And there are others too... our 'how do credit cards work' guide takes you through all the options.

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