Navyist Visa® Card

Annual Fee No Annual Fee
Regular APR 26.49% (Variable)
Open-loop card or Close-loop card Open-loop Card

Additional Information

Balance Transfer Fee N/A
Purchase Intro APR Not Offered
Transfer Intro APR N/A
Late Payment Fee $38
Returned Payment Fee N/A
Cash Advance Rate 28.49% (Variable)
Cash Advance Fee N/A
Foreign Transaction Fee N/A
Smart Chip Yes, chip-and-signature

Sign-up Bonus

No Sign-Up Bonus.

Rewards

No Rewards..

Application Requirements

Minimum Credit Score Fair
Minimum Age 18 years old

Credit Score

Excellent Credit 18 years old
Good Credit 700 — 749
Fair Credit 640 — 699
Bad Credit 300 — 639
Limited Credit Less than 3 years of credit history

How To Apply for Target Navyist Visa® Card

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

Apply Now

Who Should Apply for Navyist Visa® Card

Individuals who frequently shop at Old Navy, Gap, Banana Republic, and Athleta and want to earn rewards for their purchases

Those who are looking for a versatile credit card with no annual fee and a competitive APR

Customers who want to receive exclusive offers and benefits at the associated brands

Individuals who are responsible with their credit and able to make timely payments on their card

Customers who want to take advantage of special financing options at Navyist Visa® Card partner brands

Where Can You Use for Navyist Visa® Card

The Navyist Visa® Card Credit Card can be used at any merchant that accepts Visa credit cards, both online and in

store.

It can be used for everyday purchases such as groceries, gas, dining out, and entertainment.

The card can also be used for larger purchases such as travel expenses, clothing, and electronics.

Additionally, the Navyist Visa® Card Credit Card can be used for cash advances at ATMs that accept Visa cards.

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What Type of Credit Card is Best?

Choosing the best credit card isn't a one-size-fits-all scenario. Each card serves a unique purpose – some for spending, others for borrowing, travel, rewards, and more. To navigate this financial landscape, answer a few key questions to find the perfect card tailored to your specific needs. Let's unravel the credit card puzzle and discover how you can save by having the right card for the right purpose. The best credit card for you depends why you need it:

Cut interest with a balance transfer card

Get points/cash on a reward credit card

And there are others too... our 'how do credit cards work' guide takes you through all the options.

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