USAA® Cashback Rewards Plus American Express® Card

Issued by USAA Bank

Annual Fee No Annual Fee
Regular APR 13.65%-27.65% (Variable)
Open-loop card or Close-loop card

Additional Information

Balance Transfer Fee 3% (max $200)
Purchase Intro APR Not Offered
Transfer Intro APR Not Offered
Late Payment Fee $35
Returned Payment Fee $35
Cash Advance Rate 13.65% - 27.65% (Variable)
Cash Advance Fee 3% (max $200)
Foreign Transaction Fee No Foreign Transaction Fees
Smart Chip Yes, chip-and-PIN

Sign-up Bonus

Earn 5% cash back on your first $3,000 in gas and military base purchases annually on these categories combined

Rewards

Earn 2% on your first $3,000 on supermarket purchases per year

Application Requirements

Minimum Credit Score Fair
Minimum Age 18 years old

Credit Score

Excellent Credit 18 years old
Good Credit 700 — 749
Fair Credit 640 — 699
Bad Credit 300 — 639
Limited Credit Less than 3 years of credit history

How To Apply for Target USAA® Cashback Rewards Plus American Express® Card

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

Apply Now

Who Should Apply for USAA® Cashback Rewards Plus American Express® Card

Military members, veterans, and their families who are eligible for USAA membership

Individuals who want to earn cash back on everyday purchases

Customers who frequently use their credit card for gas and dining expenses

People who are looking for a credit card with no annual fee and no foreign transaction fees

Where Can You Use for USAA® Cashback Rewards Plus American Express® Card

You can use the USAA® Cashback Rewards Plus American Express® Card Credit Card at any merchant that accepts American Express cards.

This includes retailers, restaurants, online shops, and other businesses that accept American Express as a form of payment.

The card can also be used for cash advances at ATMs that accept American Express cards.

Additionally, you can use the card for online purchases and bill payments, as well as for in

person transactions at any location that accepts American Express.

More Reward Credit Card

View more

About Cards Pick

Welcome to Cards-Pick – where finding Your Perfect Card is a seamless journey. No financial path is straight; it's an odyssey of twists, turns, and detours. At our hub, we simplify the credit card quest. Let us be your trusted guide, ensuring each click leads to financial fulfillment. Your Perfect Card is waiting – start your journey to prosperity with us!

What Type of Credit Card is Best?

Choosing the best credit card isn't a one-size-fits-all scenario. Each card serves a unique purpose – some for spending, others for borrowing, travel, rewards, and more. To navigate this financial landscape, answer a few key questions to find the perfect card tailored to your specific needs. Let's unravel the credit card puzzle and discover how you can save by having the right card for the right purpose. The best credit card for you depends why you need it:

Cut interest with a balance transfer card

Get points/cash on a reward credit card

And there are others too... our 'how do credit cards work' guide takes you through all the options.

See all credit card types