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USAA® Rate Advantage Credit Card

Issued by USAA Bank

Annual Fee	$0
Regular APR	12.15% - 29.15% variable
Open-loop card or Close-loop card

Additional Information

Balance Transfer Fee	3% for the first 15 months, 4% at a promo APR that Capital One may offer you at any other time0% for 15 months
Purchase Intro APR	Not Offered
Transfer Intro APR	0% for 15 months
Late Payment Fee
Returned Payment Fee
Cash Advance Rate
Cash Advance Fee
Foreign Transaction Fee
Smart Chip	Yes, chip-and-PIN

Sign-up Bonus

None

Rewards

N/A

Application Requirements

Minimum Credit Score	Excellent, Good
Minimum Age	18 years old

Credit Score

Excellent Credit	18 years old
Good Credit	700 — 749
Fair Credit	640 — 699
Bad Credit	300 — 639
Limited Credit	Less than 3 years of credit history

How To Apply for Target USAA® Rate Advantage Credit Card

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

Apply Now

Who Should Apply for USAA® Rate Advantage Credit Card

The USAA® Rate Advantage Credit Card is suitable for:

Military members and their families who are looking for a low interest rate credit card.

Individuals who want to build or improve their credit score.

Consumers who want a credit card with no annual fee.

Those who prefer to manage their finances with a trusted and reputable financial institution. It is important to thoroughly review the card's terms and conditions to ensure it aligns with your financial goals and needs before applying.

Where Can You Use for USAA® Rate Advantage Credit Card

The USAA® Rate Advantage Credit Card can be used for everyday purchases such as groceries, gas, and dining out

It can also be used for larger expenses such as travel, car repairs, and home improvement projects

The card can be used for online shopping and bill payments

It can also be used for cash advances at ATMs or financial institutions

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Choosing the best credit card isn't a one-size-fits-all scenario. Each card serves a unique purpose – some for spending, others for borrowing, travel, rewards, and more. To navigate this financial landscape, answer a few key questions to find the perfect card tailored to your specific needs. Let's unravel the credit card puzzle and discover how you can save by having the right card for the right purpose. The best credit card for you depends why you need it:

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USAA® Rate Advantage Credit Card

Additional Information

Sign-up Bonus

Rewards

Application Requirements

Credit Score

How To Apply for Target USAA® Rate Advantage Credit Card

Who Should Apply for USAA® Rate Advantage Credit Card

Where Can You Use for USAA® Rate Advantage Credit Card

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