Ultamate Rewards MasterCard®

Issued by Comenity Bank

Annual Fee No Annual Fee
Regular APR 16.99% - 25.99%
Open-loop card or Close-loop card Open-loop Card

Additional Information

Balance Transfer Fee 3% (min $10)
Purchase Intro APR Not Offered
Transfer Intro APR Not Offered
Late Payment Fee Up to US$40
Returned Payment Fee Up to US$40
Cash Advance Rate 5% (min $10)
Cash Advance Fee 28.74% (Variable)
Foreign Transaction Fee 3%
Smart Chip Yes, unknown

Sign-up Bonus

20% off your first purchase at Ulta Beauty.

Rewards

Earn 2 points for every $1 spent at Ulta Beauty; 1 point for every $3 spent outside of Ulta Beauty.

Application Requirements

Minimum Credit Score Fair
Minimum Age 18 years old

Credit Score

Excellent Credit 18 years old
Good Credit 700 — 749
Fair Credit 640 — 699
Bad Credit 300 — 639
Limited Credit Less than 3 years of credit history

How To Apply for Target Ultamate Rewards MasterCard®

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

Apply Now

Who Should Apply for Ultamate Rewards MasterCard®

Individuals who frequently shop at Ulta Beauty and want to earn rewards on their purchases

Consumers who are looking for a credit card with no annual fee

Those who want to earn 2 points for every $1 spent at Ulta Beauty and 1 point for every $3 spent outside of Ulta Beauty

Customers who want to receive a 20% discount on their first purchase with the card

Individuals who are interested in receiving a $500 Ulta gift card after spending $500 within the first 90 days of account opening

Where Can You Use for Ultamate Rewards MasterCard®

The Ultamate Rewards MasterCard® Credit Card can be used at any Ulta Beauty store location.

It can also be used for online purchases at ulta.com.

The card can be used anywhere MasterCard is accepted, making it a versatile option for everyday purchases.

More Store Credit Card

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What Type of Credit Card is Best?

Choosing the best credit card isn't a one-size-fits-all scenario. Each card serves a unique purpose – some for spending, others for borrowing, travel, rewards, and more. To navigate this financial landscape, answer a few key questions to find the perfect card tailored to your specific needs. Let's unravel the credit card puzzle and discover how you can save by having the right card for the right purpose. The best credit card for you depends why you need it:

Cut interest with a balance transfer card

Get points/cash on a reward credit card

And there are others too... our 'how do credit cards work' guide takes you through all the options.

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