Sears Store Card

Issued by Citibank

Annual Fee No Annual Fee
Regular APR 27.24% (Variable)
Open-loop card or Close-loop card N/A

Additional Information

Balance Transfer Fee N/A
Purchase Intro APR 0% for6 - 18 months
Transfer Intro APR Balance Transfers Not Allowed
Late Payment Fee $38
Returned Payment Fee N/A
Cash Advance Rate 29.15% (Variable)
Cash Advance Fee 5% (min $5)
Foreign Transaction Fee N/A
Smart Chip No

Sign-up Bonus

None

Rewards

No Rewards..

Application Requirements

Minimum Credit Score Fair
Minimum Age 18 years old

Credit Score

Excellent Credit 18 years old
Good Credit 700 — 749
Fair Credit 640 — 699
Bad Credit 300 — 639
Limited Credit Less than 3 years of credit history

How To Apply for Target Sears Store Card

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

Apply Now

Who Should Apply for Sears Store Card

The Sears Store Card Credit Card is ideal for frequent Sears shoppers who want to earn rewards and access special financing offers.

Individuals who are looking to build or improve their credit score may also benefit from the Sears Store Card Credit Card, as responsible use and on

time payments can help establish a positive credit history.

Customers who are interested in exclusive discounts, savings, and access to special events at Sears may find the Sears Store Card Credit Card to be a valuable addition to their wallet.

Those who are comfortable with managing a store

specific credit card and are able to pay off their balance in full each month to avoid accruing interest may find the Sears Store Card Credit Card to be a convenient option for their shopping needs.

Where Can You Use for Sears Store Card

The Sears Store Card Credit Card can be used at any Sears store location nationwide

It can also be used for online purchases on the Sears website

The card can be used to make purchases on a wide range of products including appliances, electronics, clothing, and home goods at Sears retail locations

Cardholders can also use the Sears Store Card Credit Card to take advantage of special financing offers and discounts at Sears stores

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What Type of Credit Card is Best?

Choosing the best credit card isn't a one-size-fits-all scenario. Each card serves a unique purpose – some for spending, others for borrowing, travel, rewards, and more. To navigate this financial landscape, answer a few key questions to find the perfect card tailored to your specific needs. Let's unravel the credit card puzzle and discover how you can save by having the right card for the right purpose. The best credit card for you depends why you need it:

Cut interest with a balance transfer card

Get points/cash on a reward credit card

And there are others too... our 'how do credit cards work' guide takes you through all the options.

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