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REI Credit Card

Issued by U.S. Bank

Annual Fee	No Annual Fee
Regular APR	12.99%-24.99% (Variable)
Open-loop card or Close-loop card	Open-loop Card

Additional Information

Balance Transfer Fee	3% (min $5)
Purchase Intro APR	Not Offered
Transfer Intro APR	Not Offered
Late Payment Fee	$38
Returned Payment Fee	N/A
Cash Advance Rate	25.99% (Variable)
Cash Advance Fee	4% (min $5)
Foreign Transaction Fee	3%
Smart Chip	Yes, chip-and-signature

Sign-up Bonus

Get a $100 REI Gift card on making an eligible net purchase within 60 day of account opening.

Rewards

5% back on all REI net purchases including full-price and discount-price items, REI gift cards, services, fees and REI Adventures-invoiced trip payments; 1% back on everyday purchases.

Application Requirements

Minimum Credit Score	Fair
Minimum Age	18 years old

Credit Score

Excellent Credit	18 years old
Good Credit	700 — 749
Fair Credit	640 — 699
Bad Credit	300 — 639
Limited Credit	Less than 3 years of credit history

How To Apply for Target REI Credit Card

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

Apply Now

Who Should Apply for REI Credit Card

Outdoor enthusiasts who frequently shop at REI for gear, clothing, and equipment

Individuals who can responsibly manage a credit card and make regular payments

People who want to earn rewards on their outdoor purchases and have access to exclusive member benefits

Those who are looking for a credit card with no annual fee and a competitive APR

Where Can You Use for REI Credit Card

The REI Credit Card can be used at any retailer that accepts Visa credit cards

It can be used for purchases online, in

store, and over the phone

The card can also be used for cash advances at ATMs that accept Visa

It can be used for travel expenses such as airline tickets, hotels, and car rentals

The card can be used for everyday purchases such as groceries, gas, and dining out

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REI Credit Card

Additional Information

Sign-up Bonus

Rewards

Application Requirements

Credit Score

How To Apply for Target REI Credit Card

Who Should Apply for REI Credit Card

Where Can You Use for REI Credit Card

More Store Credit Card

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