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New York & Company Credit Card
Issued by Comenity Bank
| Annual Fee | No Annual Fee |
| Regular APR | 27.74% (Variable) |
| Open-loop card or Close-loop card | Open-loop Card |
Additional Information
| Balance Transfer Fee | N/A |
| Purchase Intro APR | Not Offered |
| Transfer Intro APR | Balance Transfers Not Allowed |
| Late Payment Fee | $38 |
| Returned Payment Fee | N/A |
| Cash Advance Rate | N/A |
| Cash Advance Fee | N/A |
| Foreign Transaction Fee | N/A |
| Smart Chip | No |
Sign-up Bonus
Open & use your card & get 15% off your next purchase.
Rewards
Earn 1 point for every $1 spent on the card.
Application Requirements
| Minimum Credit Score | Fair |
| Minimum Age | 18 years old |
Credit Score
| Excellent Credit | 18 years old |
| Good Credit | 700 — 749 |
| Fair Credit | 640 — 699 |
| Bad Credit | 300 — 639 |
| Limited Credit | Less than 3 years of credit history |
How To Apply for Target New York & Company Credit Card
1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.
Who Should Apply for New York & Company Credit Card
Individuals who frequently shop at New York & Company and want to earn rewards on their purchases
Customers who are looking for a store
specific credit card that offers special discounts and promotions
Those who are diligent about paying off their credit card balance each month to avoid high interest rates
People who want to build their credit history with responsible credit card use
Where Can You Use for New York & Company Credit Card
You can use the New York & Company Credit Card at any New York & Company store location
The card can also be used for online purchases on the New York & Company website
Additionally, the New York & Company Credit Card can be used at any other retailers that accept the Comenity Bank credit card, as it is issued by Comenity Bank
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Choosing the best credit card isn't a one-size-fits-all scenario. Each card serves a unique purpose – some for spending, others for borrowing, travel, rewards, and more. To navigate this financial landscape, answer a few key questions to find the perfect card tailored to your specific needs. Let's unravel the credit card puzzle and discover how you can save by having the right card for the right purpose. The best credit card for you depends why you need it:
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