Menards Credit Card

Issued by Capital One

Annual Fee No Annual Fee
Regular APR 26.74% (Variable)
Open-loop card or Close-loop card Closed-loop Card

Additional Information

Balance Transfer Fee N/A
Purchase Intro APR 0% - 3.99% for6 - 48 months
Transfer Intro APR Balance Transfers Not Allowed
Late Payment Fee Up to $40
Returned Payment Fee N/A
Cash Advance Rate N/A
Cash Advance Fee N/A
Foreign Transaction Fee N/A
Smart Chip No

Sign-up Bonus

No Sign-Up Bonus.

Rewards

Earn 2% Rebate on Menards Purchases and 1% rebate on purchases made at Speedway, Holiday®, Kwik Trip® and Kwik Star® stores.

Application Requirements

Minimum Credit Score Fair
Minimum Age 18 years old

Credit Score

Excellent Credit 18 years old
Good Credit 700 — 749
Fair Credit 640 — 699
Bad Credit 300 — 639
Limited Credit Less than 3 years of credit history

How To Apply for Target Menards Credit Card

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

Apply Now

Who Should Apply for Menards Credit Card

Individuals who frequently shop at Menards for home improvement and building supplies

Those who want to take advantage of exclusive cardholder offers and promotions

Customers who are looking to earn rewards on their purchases at Menards

People who are responsible with managing credit and can make timely payments on their card

Where Can You Use for Menards Credit Card

Menards Credit Card can be used at all Menards store locations to make purchases of building materials, tools, hardware, and home improvement products.

The card can also be used for online purchases on the Menards website.

In addition, the Menards Credit Card can be used at gas stations and other retailers that accept the Big Card credit card network.

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What Type of Credit Card is Best?

Choosing the best credit card isn't a one-size-fits-all scenario. Each card serves a unique purpose – some for spending, others for borrowing, travel, rewards, and more. To navigate this financial landscape, answer a few key questions to find the perfect card tailored to your specific needs. Let's unravel the credit card puzzle and discover how you can save by having the right card for the right purpose. The best credit card for you depends why you need it:

Cut interest with a balance transfer card

Get points/cash on a reward credit card

And there are others too... our 'how do credit cards work' guide takes you through all the options.

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