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Kroger Credit Card

Issued by U.S. Bank

Annual Fee	No Annual Fee
Regular APR	13.99%-25.99% (Variable)
Open-loop card or Close-loop card	N/A

Additional Information

Balance Transfer Fee	4% (min $10)
Purchase Intro APR	Not Offered
Transfer Intro APR	Not Offered
Late Payment Fee	$38
Returned Payment Fee	N/A
Cash Advance Rate	27.24% (Variable)
Cash Advance Fee	4% (min $10)
Foreign Transaction Fee	No Foreign Transaction Fees
Smart Chip	Yes, chip-and-signature

Sign-up Bonus

Earn $100 cash back when you spend $200 in net purchases with your card within 40 days of account opening

Rewards

Earn 3 points per $1 of net eligible purchases on Kroger family of companies own brand products. Earn 2 points per $1 of net eligible purchases on other brand products inside Kroger Family of Companies (excluding Kroger fuel centers).

Application Requirements

Minimum Credit Score	Fair
Minimum Age	18 years old

Credit Score

Excellent Credit	18 years old
Good Credit	700 — 749
Fair Credit	640 — 699
Bad Credit	300 — 639
Limited Credit	Less than 3 years of credit history

How To Apply for Target Kroger Credit Card

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

Apply Now

Who Should Apply for Kroger Credit Card

Individuals who frequently shop at Kroger and its affiliated stores

Customers who want to earn rewards and discounts on their purchases

Those who are responsible with managing credit and paying off their balances in full each month

People who are looking for a credit card with no annual fee and competitive interest rates

Where Can You Use for Kroger Credit Card

The Kroger Credit Card can be used at any Kroger Family of Companies store, including Kroger, Fred Meyer, Ralphs, Smith's, and more.

It can also be used at participating fuel centers within the Kroger Family of Companies.

The card can be used for purchases online at the Kroger.com website.

Additionally, the Kroger Credit Card can be used anywhere Mastercard is accepted for purchases outside of the Kroger Family of Companies.

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Kroger Credit Card

Additional Information

Sign-up Bonus

Rewards

Application Requirements

Credit Score

How To Apply for Target Kroger Credit Card

Who Should Apply for Kroger Credit Card

Where Can You Use for Kroger Credit Card

More Store Credit Card

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