Kohl's Credit Card

Issued by Capital One

Annual Fee No Annual Fee
Regular APR 26.99% (Variable)
Open-loop card or Close-loop card N/A

Additional Information

Balance Transfer Fee N/A
Purchase Intro APR Not Offered
Transfer Intro APR Balance Transfers Not Allowed
Late Payment Fee $38
Returned Payment Fee Up to $38
Cash Advance Rate N/A
Cash Advance Fee N/A
Foreign Transaction Fee N/A
Smart Chip No

Sign-up Bonus

Save 30% on your first purchase using your new Kohl’s Credit Card.

Rewards

This card entitles you to at least 12 special offers.

Application Requirements

Minimum Credit Score Fair
Minimum Age N/A

Credit Score

Excellent Credit N/A
Good Credit 700 — 749
Fair Credit 640 — 699
Bad Credit 300 — 639
Limited Credit Less than 3 years of credit history

How To Apply for Target Kohl's Credit Card

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

Apply Now

Who Should Apply for Kohl's Credit Card

Individuals who frequently shop at Kohl's and want to take advantage of the card's perks and rewards

Customers who are responsible with credit and can make timely payments to avoid high interest rates

Those who are looking to build or improve their credit history

Shoppers who want access to exclusive discounts and savings events at Kohl's

Consumers who want the convenience of managing their Kohl's purchases and payments in one place

Where Can You Use for Kohl's Credit Card

Kohl's Credit Card can be used at any Kohl's store location

It can also be used for online purchases at Kohls.com

The credit card can be used to earn rewards points for every dollar spent at Kohl's

Cardholders can also receive special discounts and offers exclusive to Kohl's Credit Card holders

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What Type of Credit Card is Best?

Choosing the best credit card isn't a one-size-fits-all scenario. Each card serves a unique purpose – some for spending, others for borrowing, travel, rewards, and more. To navigate this financial landscape, answer a few key questions to find the perfect card tailored to your specific needs. Let's unravel the credit card puzzle and discover how you can save by having the right card for the right purpose. The best credit card for you depends why you need it:

Cut interest with a balance transfer card

Get points/cash on a reward credit card

And there are others too... our 'how do credit cards work' guide takes you through all the options.

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