
Hot Topic Credit Card
Issued by Comenity Bank
Annual Fee | No Annual Fee |
Regular APR | 26.74% (Variable) |
Open-loop card or Close-loop card | N/A |
Additional Information
Balance Transfer Fee | N/A |
Purchase Intro APR | Not Offered |
Transfer Intro APR | Balance Transfers Not Allowed |
Late Payment Fee | $38 |
Returned Payment Fee | N/A |
Cash Advance Rate | N/A |
Cash Advance Fee | N/A |
Foreign Transaction Fee | N/A |
Smart Chip | No |
Sign-up Bonus
15% off your first purchase with the card.
Rewards
Two $20 Off $50 shopping passes each year.
Application Requirements
Minimum Credit Score | Fair |
Minimum Age | N/A |
Credit Score
Excellent Credit | N/A |
Good Credit | 700 — 749 |
Fair Credit | 640 — 699 |
Bad Credit | 300 — 639 |
Limited Credit | Less than 3 years of credit history |
How To Apply for Target Hot Topic Credit Card
1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.
Who Should Apply for Hot Topic Credit Card
Individuals who are frequent shoppers at Hot Topic and want to earn rewards and discounts on their purchases
People who are looking to build or improve their credit history
Fans of Hot Topic's merchandise and want to take advantage of exclusive cardholder benefits and offers
Those who are responsible with managing and paying off their credit card balances on time
Where Can You Use for Hot Topic Credit Card
The Hot Topic Credit Card can be used at all Hot Topic stores
It can also be used for online purchases at www.hottopic.com
The credit card can be used to earn rewards and discounts on Hot Topic merchandise
The Hot Topic Credit Card can be used to make payments on purchases over time with the option of flexible financing plans
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