Hobby Lobby Credit Card

Issued by U.S. Bank

Annual Fee $0 - $29
Regular APR 14.99%-25.99% (Variable)
Open-loop card or Close-loop card N/A

Additional Information

Balance Transfer Fee 3% (min $5)
Purchase Intro APR Not Offered
Transfer Intro APR Not Offered
Late Payment Fee $38
Returned Payment Fee N/A
Cash Advance Rate 3% (min $10)
Cash Advance Fee 25.49% (Variable)
Foreign Transaction Fee 3%
Smart Chip Yes, chip-and-signature

Sign-up Bonus

Get 1,000 bonus points after your first eligible net purchase made within 90 days of account opening.

Rewards

Earn 5 points per eligible net $1 spent at Hobby Lobby stores or HobbyLobby.com.

Application Requirements

Minimum Credit Score Fair
Minimum Age N/A

Credit Score

Excellent Credit N/A
Good Credit 700 — 749
Fair Credit 640 — 699
Bad Credit 300 — 639
Limited Credit Less than 3 years of credit history

How To Apply for Target Hobby Lobby Credit Card

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

Apply Now

Who Should Apply for Hobby Lobby Credit Card

Individuals who frequently shop at Hobby Lobby and want to earn rewards on their purchases

Customers who are looking for a card with no annual fee

Those who are interested in special financing options for larger purchases at Hobby Lobby

People who want to have access to exclusive cardholder offers and discounts at Hobby Lobby

Where Can You Use for Hobby Lobby Credit Card

Hobby Lobby Credit Card can be used at any Hobby Lobby store location

It can also be used for online purchases at hobbylobby.com

The credit card can be used to purchase art supplies, home decor, fabrics, crafting materials, and other products available at Hobby Lobby

It can also be used to take advantage of special financing offers and discounts for cardholders

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What Type of Credit Card is Best?

Choosing the best credit card isn't a one-size-fits-all scenario. Each card serves a unique purpose – some for spending, others for borrowing, travel, rewards, and more. To navigate this financial landscape, answer a few key questions to find the perfect card tailored to your specific needs. Let's unravel the credit card puzzle and discover how you can save by having the right card for the right purpose. The best credit card for you depends why you need it:

Cut interest with a balance transfer card

Get points/cash on a reward credit card

And there are others too... our 'how do credit cards work' guide takes you through all the options.

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