GAP Store Card

Issued by Synchrony Bank

Annual Fee No Annual Fee
Regular APR 24.99%
Open-loop card or Close-loop card

Additional Information

Balance Transfer Fee N/A
Purchase Intro APR Not Offered
Transfer Intro APR Balance Transfers Not Allowed
Late Payment Fee $38
Returned Payment Fee N/A
Cash Advance Rate N/A
Cash Advance Fee N/A
Foreign Transaction Fee N/A
Smart Chip No

Sign-up Bonus

Save 20% and enjoy free shipping on your first purchase with the card.

Rewards

Earn 5 points per $1 spent at Gap, Banana Republic, Old Navy and Athleta. Get a $5 Reward Card for every 500 points earned.

Application Requirements

Minimum Credit Score Doesn’t specify
Minimum Age N/A

Credit Score

Excellent Credit N/A
Good Credit 700 — 749
Fair Credit 640 — 699
Bad Credit 300 — 639
Limited Credit Less than 3 years of credit history

How To Apply for Target GAP Store Card

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

Apply Now

Who Should Apply for GAP Store Card

The GAP Store Card Credit Card is ideal for frequent shoppers at GAP and its affiliated brands, including Old Navy, Banana Republic, and Athleta.

Individuals who are looking to earn rewards and special discounts on their purchases at these stores should consider applying for the GAP Store Card Credit Card.

Those who are responsible with managing their credit and making on

time payments can benefit from the card's rewards program and exclusive offers.

Customers who shop at GAP and its affiliated brands regularly and want to take advantage of the card's benefits should consider applying for the GAP Store Card Credit Card.

Where Can You Use for GAP Store Card

The GAP Store Card Credit Card can be used at any GAP store location, including GAP, GAP Kids, GAP Body, and GAP Factory stores.

It can also be used for online purchases at gap.com and any affiliated websites, such as athleta.com and bananarepublic.com.

The card can be used to make purchases of clothing, accessories, and other merchandise available at GAP stores.

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What Type of Credit Card is Best?

Choosing the best credit card isn't a one-size-fits-all scenario. Each card serves a unique purpose – some for spending, others for borrowing, travel, rewards, and more. To navigate this financial landscape, answer a few key questions to find the perfect card tailored to your specific needs. Let's unravel the credit card puzzle and discover how you can save by having the right card for the right purpose. The best credit card for you depends why you need it:

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