EXPRESS NEXT Credit Card

Annual Fee No Annual Fee
Regular APR 24.99% (Variable)
Open-loop card or Close-loop card Open-loop Card

Additional Information

Balance Transfer Fee N/A
Purchase Intro APR N/A
Transfer Intro APR N/A
Late Payment Fee Up to $35
Returned Payment Fee Up to $25
Cash Advance Rate N/A
Cash Advance Fee N/A
Foreign Transaction Fee N/A
Smart Chip No

Sign-up Bonus

No Sign-Up Bonus.

Rewards

No Rewards..

Application Requirements

Minimum Credit Score Fair
Minimum Age 18 years old

Credit Score

Excellent Credit 18 years old
Good Credit 700 — 749
Fair Credit 640 — 699
Bad Credit 300 — 639
Limited Credit Less than 3 years of credit history

How To Apply for Target EXPRESS NEXT Credit Card

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

Apply Now

Who Should Apply for EXPRESS NEXT Credit Card

Frequent shoppers at Express

Individuals looking to earn rewards on their Express purchases

Those interested in exclusive offers and discounts for Express customers

People who can responsibly manage a credit card and make on

time payments

Where Can You Use for EXPRESS NEXT Credit Card

The EXPRESS NEXT Credit Card can be used at any Express store location, allowing cardholders to shop for clothing and accessories in

person.

It can also be used for online purchases on the Express website, providing convenience for cardholders who prefer to shop from the comfort of their own home.

In addition, the credit card can be used at any other retailers that accept the payment network of the card, providing flexibility and additional purchasing power for cardholders.

More Store Credit Card

View more

About Cards Pick

Welcome to Cards-Pick – where finding Your Perfect Card is a seamless journey. No financial path is straight; it's an odyssey of twists, turns, and detours. At our hub, we simplify the credit card quest. Let us be your trusted guide, ensuring each click leads to financial fulfillment. Your Perfect Card is waiting – start your journey to prosperity with us!

What Type of Credit Card is Best?

Choosing the best credit card isn't a one-size-fits-all scenario. Each card serves a unique purpose – some for spending, others for borrowing, travel, rewards, and more. To navigate this financial landscape, answer a few key questions to find the perfect card tailored to your specific needs. Let's unravel the credit card puzzle and discover how you can save by having the right card for the right purpose. The best credit card for you depends why you need it:

Cut interest with a balance transfer card

Get points/cash on a reward credit card

And there are others too... our 'how do credit cards work' guide takes you through all the options.

See all credit card types