Banana Republic Store Card

Issued by Synchrony Bank

Annual Fee No Annual Fee
Regular APR 26.49% (Variable)
Open-loop card or Close-loop card N/A

Additional Information

Balance Transfer Fee N/A
Purchase Intro APR Not Offered
Transfer Intro APR Balance Transfers Not Allowed
Late Payment Fee $38
Returned Payment Fee N/A
Cash Advance Rate N/A
Cash Advance Fee N/A
Foreign Transaction Fee 3%
Smart Chip No

Sign-up Bonus

Save 25% on your first online purchase at BananaRepublic.com or BananaRepublicFactory.com with your card. Valid through 1/31/19

Rewards

Earn 5 points for every $1 spent at Old Navy, Gap, Banana Republic, Athleta and Hill City. Get $5 reward for every 500 points you earn.

Application Requirements

Minimum Credit Score Fair
Minimum Age N/A

Credit Score

Excellent Credit N/A
Good Credit 700 — 749
Fair Credit 640 — 699
Bad Credit 300 — 639
Limited Credit Less than 3 years of credit history

How To Apply for Target Banana Republic Store Card

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

Apply Now

Who Should Apply for Banana Republic Store Card

Individuals who are frequent shoppers at Banana Republic stores

Customers who want to earn rewards and benefits for their purchases

Those who are looking for a store card that offers special discounts and promotions

People who are responsible with managing and paying off credit card balances on time

Where Can You Use for Banana Republic Store Card

The Banana Republic Store Card Credit Card can be used at any Banana Republic retail store or online at bananarepublic.com

Cardholders can also use the card at any Gap Inc. brand store, including Gap, Old Navy, and Athleta

The card can be used to make purchases of clothing, accessories, and other merchandise available at Banana Republic and other Gap Inc. brand stores

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What Type of Credit Card is Best?

Choosing the best credit card isn't a one-size-fits-all scenario. Each card serves a unique purpose – some for spending, others for borrowing, travel, rewards, and more. To navigate this financial landscape, answer a few key questions to find the perfect card tailored to your specific needs. Let's unravel the credit card puzzle and discover how you can save by having the right card for the right purpose. The best credit card for you depends why you need it:

Cut interest with a balance transfer card

Get points/cash on a reward credit card

And there are others too... our 'how do credit cards work' guide takes you through all the options.

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