Wells Fargo Visa Signature® Card

Issued by Wells Fargo

Annual Fee No Annual Fee
Regular APR 14.49-27.99% (Variable)
Open-loop card or Close-loop card

Additional Information

Balance Transfer Fee Introductory fee of either $5 or 3% of the amount of each balance transfer, whichever is greater, for 120 days from account opening. After that, up to 5% for each balance transfer, with a minimum of $
Purchase Intro APR N/A
Transfer Intro APR N/A
Late Payment Fee Up to $37
Returned Payment Fee Up to $37
Cash Advance Rate 5%
Cash Advance Fee $10
Foreign Transaction Fee N/A
Smart Chip N/A

Sign-up Bonus

No Sign-Up Bonus.

Rewards

No Rewards..

Application Requirements

Minimum Credit Score Fair
Minimum Age 18 years old

Credit Score

Excellent Credit 18 years old
Good Credit 700 — 749
Fair Credit 640 — 699
Bad Credit 300 — 639
Limited Credit Less than 3 years of credit history

How To Apply for Target Wells Fargo Visa Signature® Card

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

Apply Now

Who Should Apply for Wells Fargo Visa Signature® Card

Individuals who want to earn rewards on their everyday purchases

Those who are looking for a credit card with no annual fee

Consumers who want access to exclusive Visa Signature benefits such as travel and entertainment perks

People who have a good to excellent credit score and are looking for a competitive APR

Where Can You Use for Wells Fargo Visa Signature® Card

The Wells Fargo Visa Signature® Card Credit Card can be used at any merchant or retailer that accepts Visa credit cards, both online and in

person.

It can be used for everyday purchases such as groceries, gas, dining out, and entertainment.

The card can also be used for travel

related expenses such as flights, hotels, car rentals, and travel activities.

Additionally, the card can be used for online shopping and bill payments.

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What Type of Credit Card is Best?

Choosing the best credit card isn't a one-size-fits-all scenario. Each card serves a unique purpose – some for spending, others for borrowing, travel, rewards, and more. To navigate this financial landscape, answer a few key questions to find the perfect card tailored to your specific needs. Let's unravel the credit card puzzle and discover how you can save by having the right card for the right purpose. The best credit card for you depends why you need it:

Cut interest with a balance transfer card

Get points/cash on a reward credit card

And there are others too... our 'how do credit cards work' guide takes you through all the options.

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