Wells Fargo Reflect® Card

Issued by Wells Fargo

Annual Fee $0
Regular APR 18.24% - 29.99% Variable
Open-loop card or Close-loop card

Additional Information

Balance Transfer Fee 3% for the first 15 months, 4% at a promo APR that Capital One may offer you at any other time0% for 15 months
Purchase Intro APR 0% for 21 months from account opening
Transfer Intro APR 0% for 15 months
Late Payment Fee
Returned Payment Fee
Cash Advance Rate
Cash Advance Fee
Foreign Transaction Fee
Smart Chip Yes, chip-and-PIN

Sign-up Bonus

None

Rewards

N/A

Application Requirements

Minimum Credit Score Excellent, Good
Minimum Age 18 years old

Credit Score

Excellent Credit 18 years old
Good Credit 700 — 749
Fair Credit 640 — 699
Bad Credit 300 — 639
Limited Credit Less than 3 years of credit history

How To Apply for Target Wells Fargo Reflect® Card

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

Apply Now

Who Should Apply for Wells Fargo Reflect® Card

Individuals who are looking for a credit card with a unique cash back feature

Customers who want to earn cash back on their everyday purchases

People who prefer a simple and straightforward rewards program

Those who are interested in a credit card with no annual fee and no foreign transaction fees

Individuals who are looking for a credit card that offers flexible payment options and tools to help manage their spending

Where Can You Use for Wells Fargo Reflect® Card

The Wells Fargo Reflect® Card Credit Card can be used at any merchant that accepts Visa credit cards, including in

store and online purchases.

It can also be used for cash withdrawals at ATMs that accept Visa cards.

The card can be used for everyday purchases such as groceries, gas, dining out, and entertainment expenses.

It can also be used for recurring bill payments such as utility bills, subscriptions, and other monthly expenses.

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What Type of Credit Card is Best?

Choosing the best credit card isn't a one-size-fits-all scenario. Each card serves a unique purpose – some for spending, others for borrowing, travel, rewards, and more. To navigate this financial landscape, answer a few key questions to find the perfect card tailored to your specific needs. Let's unravel the credit card puzzle and discover how you can save by having the right card for the right purpose. The best credit card for you depends why you need it:

Cut interest with a balance transfer card

Get points/cash on a reward credit card

And there are others too... our 'how do credit cards work' guide takes you through all the options.

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