Wells Fargo Active Cash® Card

Issued by Wells Fargo

Annual Fee $0
Regular APR 20.24% - 29.99% Variable
Open-loop card or Close-loop card

Additional Information

Balance Transfer Fee 3% for the first 15 months, 4% at a promo APR that Capital One may offer you at any other time0% for 15 months
Purchase Intro APR 0% for 15 months from account opening
Transfer Intro APR 0% for 15 months
Late Payment Fee
Returned Payment Fee
Cash Advance Rate
Cash Advance Fee
Foreign Transaction Fee
Smart Chip Yes, chip-and-PIN

Sign-up Bonus

$200 Cash Rewards

Rewards

  • Rewards Rate: 2% Cash Rewards
  • Rewards Detail: Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.Earn unlimited 2% cash rewards on purchases.No categories to track or remember and cash rewards don't expire as long as your account remains open.
  • Application Requirements

    Minimum Credit Score Excellent, Good
    Minimum Age 18 years old

    Credit Score

    Excellent Credit 18 years old
    Good Credit 700 — 749
    Fair Credit 640 — 699
    Bad Credit 300 — 639
    Limited Credit Less than 3 years of credit history

    How To Apply for Target Wells Fargo Active Cash® Card

    1. Click the "Apply" button below!
    2. Fill out the application with your personal and financial information.
    3. Verify and submit your application.

    Apply Now

    Who Should Apply for Wells Fargo Active Cash® Card

    Individuals who want a straightforward cash back rewards credit card with no annual fee

    Those who frequently use their credit card for everyday purchases and want to maximize their rewards

    Customers who prefer a simple rewards structure with unlimited 2% cash back on purchases

    Consumers looking for a card with a long introductory 0% APR period for both purchases and balance transfers

    People who value the convenience and security of using a major credit card like Wells Fargo

    Where Can You Use for Wells Fargo Active Cash® Card

    You can use the Wells Fargo Active Cash® Card Credit Card at any merchant that accepts Visa credit cards, both in

    store and online.

    You can use it for everyday purchases such as groceries, gas, dining, and entertainment.

    You can also use it for larger purchases such as travel expenses, electronics, and household items.

    The card can be used for cash advances at ATMs, but it's important to note that cash advances may have additional fees and a higher interest rate.

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    Cut interest with a balance transfer card

    Get points/cash on a reward credit card

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