The Home Depot Consumer Credit Card

Issued by Citibank

Annual Fee No Annual Fee
Regular APR 17.99%, 21.99%, 25.99%, or 26.99% (Variable)
Open-loop card or Close-loop card

Additional Information

Balance Transfer Fee N/A
Purchase Intro APR N/A
Transfer Intro APR N/A
Late Payment Fee Up to $35
Returned Payment Fee Up to $35
Cash Advance Rate N/A
Cash Advance Fee N/A
Foreign Transaction Fee N/A
Smart Chip Chip-and-Signature

Sign-up Bonus

None

Rewards

No Rewards..

Application Requirements

Minimum Credit Score Fair
Minimum Age N/A

Credit Score

Excellent Credit N/A
Good Credit 700 — 749
Fair Credit 640 — 699
Bad Credit 300 — 639
Limited Credit Less than 3 years of credit history

How To Apply for Target The Home Depot Consumer Credit Card

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

Apply Now

Who Should Apply for The Home Depot Consumer Credit Card

Individuals who frequently shop at The Home Depot and want to take advantage of special financing offers

Customers who want to earn rewards on their purchases

Homeowners or DIY enthusiasts looking for a convenient way to manage their home improvement expenses

Those who are seeking a credit card with no annual fee and want to benefit from exclusive cardholder offers and promotions

Where Can You Use for The Home Depot Consumer Credit Card

The Home Depot Consumer Credit Card can be used at any Home Depot store nationwide

It can also be used for online purchases at homedepot.com

The card can be used for buying home improvement products, tools, appliances, and other related items available at Home Depot

Additionally, it can be used for special financing offers on qualifying purchases at Home Depot

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What Type of Credit Card is Best?

Choosing the best credit card isn't a one-size-fits-all scenario. Each card serves a unique purpose – some for spending, others for borrowing, travel, rewards, and more. To navigate this financial landscape, answer a few key questions to find the perfect card tailored to your specific needs. Let's unravel the credit card puzzle and discover how you can save by having the right card for the right purpose. The best credit card for you depends why you need it:

Cut interest with a balance transfer card

Get points/cash on a reward credit card

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