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RCI® Credit Card

Issued by Barclays

Annual Fee	No Annual Fee
Regular APR	16.99%-26.99% (Variable)
Open-loop card or Close-loop card

Additional Information

Balance Transfer Fee	3% (min $5)
Purchase Intro APR	Not Offered
Transfer Intro APR	0% for 15 months\|Transfer Fee: 5% (min $5)
Late Payment Fee	Up to US$40
Returned Payment Fee	Up to US$40
Cash Advance Rate	5% (min $10)
Cash Advance Fee	27.24% (Variable)
Foreign Transaction Fee	3%
Smart Chip	Yes, chip-and-PIN

Sign-up Bonus

2,500 Bonus Rewards after your first purchase.

Rewards

Earn 2X Rewards on every $1 you spend on eligible RCI purchases, for room charges at participating properties, at participating car rental locations and at any bonus rewards partner listed online.

Application Requirements

Minimum Credit Score	Fair
Minimum Age	18 years old

Credit Score

Excellent Credit	18 years old
Good Credit	700 — 749
Fair Credit	640 — 699
Bad Credit	300 — 639
Limited Credit	Less than 3 years of credit history

How To Apply for Target RCI® Credit Card

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

Apply Now

Who Should Apply for RCI® Credit Card

Individuals who frequently vacation at RCI® affiliated resorts and want to maximize their rewards and benefits

Those looking for a credit card with no foreign transaction fees for international travel

People interested in earning points on everyday purchases that can be redeemed for future vacations

Customers who want access to exclusive RCI® member benefits and discounts

Where Can You Use for RCI® Credit Card

You can use the RCI® Credit Card Credit Card for making purchases at any merchant that accepts Visa or Mastercard, both online and in

store

You can use it for booking travel reservations, such as hotels, flights, and car rentals

You can use it for dining out at restaurants and cafes

You can use it for paying bills and other everyday expenses

You can also use it for accessing cash at ATMs, although cash advances may have additional fees and interest charges

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What Type of Credit Card is Best?

Choosing the best credit card isn't a one-size-fits-all scenario. Each card serves a unique purpose – some for spending, others for borrowing, travel, rewards, and more. To navigate this financial landscape, answer a few key questions to find the perfect card tailored to your specific needs. Let's unravel the credit card puzzle and discover how you can save by having the right card for the right purpose. The best credit card for you depends why you need it:

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And there are others too... our 'how do credit cards work' guide takes you through all the options.

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RCI® Credit Card

Additional Information

Sign-up Bonus

Rewards

Application Requirements

Credit Score

How To Apply for Target RCI® Credit Card

Who Should Apply for RCI® Credit Card

Where Can You Use for RCI® Credit Card

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